Bank · FDIC insured
Presidential Bank Savings Rates
Presidential Bank’s best savings rate is 0.30% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How Presidential Bank’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Presidential Bank has the most branches. $10,000, best rate first.
This bank’s best
Presidential Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Advantage Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Presidential Bank savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0003.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Presidential Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Advantage Savings
Up to 3.75%APY
Personal accounts only (not available for businesses). Daily balance method used to calculate interest. Interest compounded and credited monthly on the last business day of the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWhen you maintain an open Advantage Checking account.Any balance | 3.75% | $375 | When you maintain an open Advantage Checking account. |
| Any balanceWithout an Advantage Checking account.Any balance | 3.25% | $325 | Without an Advantage Checking account. |
Sources (2)
All captured Oct 4, 2026
Money Market Advantage Checking
0.10%APY
Personal accounts only. One account per Tax ID number. Tiered blended interest applies only to the portion of the daily balance within each tier. Monthly service charge applies if daily balance falls below $25,000.00 on any day during the statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Earned on average daily balances under $25,000.00. | 0.10% | $10 | Earned on average daily balances under $25,000.00. |
| $25,000 – $250,000Applies to balance portion between $25,000.00 and $250,000.00 with average daily balance requirement of $25,000.00. | 3.50% | — | Applies to balance portion between $25,000.00 and $250,000.00 with average daily balance requirement of $25,000.00. |
| $250,000 and upApplies to balance portion over $250,000.00. | 1.50% | — | Applies to balance portion over $250,000.00. |
Sources (1)
- presidential.com/personal/bank…arket-advantage-checking · captured Sep 19, 2026
Premier Savings
0.50%APY on $10,000
Available for both personal and business customers. One account per Tax ID number. Tiered rate applies only to the portion of daily balance within the applicable tier. Interest compounded and credited monthly on last business day of month.
| Part of the balance | Rate on that part |
|---|---|
| Up to $35,000 | 0.50% |
| $35,000 and up | 0.35% |
On $10,000 the tiers blend to about 0.50% APY, earning $50 a year.
Sources (2)
All captured Oct 4, 2026
Money Market Checking
0.30%APY
Personal accounts only. Interest rate of the applicable tier applies to the entire daily balance in the account. Monthly service charge assessed if daily balance falls below $500.00 on any day during the statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Base rate on balances under $1,000.00. | 0.15% | — | Base rate on balances under $1,000.00. |
| $1,000 – $10,000 | 0.25% | — | |
| $10,000 and up | 0.30% | $30 |
Sources (1)
- presidential.com/personal/bank…ng/money-market-checking · captured Sep 19, 2026
Closed to new customers
Money Market Plus Checking
0.50%APY
No longer available for new account opening. One account per Tax ID number. Average daily balance requirement of $100,000.00 to earn the highest rate; accounts that do not meet this requirement earn a lower rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 and upHighest rate requires average daily balance of $100,000.00. Accounts not meeting this requirement earn a lower rate.$100,000 and up | 0.50% | — | Highest rate requires average daily balance of $100,000.00. Accounts not meeting this requirement earn a lower rate. |
Sources (1)
- presidential.com/personal/bank…ney-market-plus-checking · captured Sep 19, 2026
Statement Savings
0.15%APY
No longer available for new account opening. Interest credited at month end. Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo longer available for new account opening.Any balance | 0.15% | $15 | No longer available for new account opening. |
Sources (1)
- presidential.com/personal/bank…avings/statement-savings · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.