Bank · FDIC insured
National Bank of Blacksburg Savings Rates
National Bank of Blacksburg’s best savings rate is 0.72% APY on $10,000, with its Money Market Deposit Account. Rates checked October 22, 2026.
How National Bank of Blacksburg’s savings rates compare
Compared with banks and credit unions near Blacksburg, VA, where National Bank of Blacksburg has the most branches. $10,000, best rate first.
This bank’s best
National Bank of Blacksburg
0.72%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $72
Money Market Deposit Account
Top rate
Truliant Federal Credit Union
3.40%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
2nd-highest rate
Freedom First
3.25%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $325
National Bank of Blacksburg savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.72%
- $100,000 balance$100,0001.71%
- QualifiedQualified0.72%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where National Bank of Blacksburg ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account
Up to 0.72%APY
A $10.00 monthly service charge applies if the balance falls below $2,500.00 on any day of the statement cycle. Variable rate account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 0.30% | — | Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
| Up to $10,000Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 0.15% | — | Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
| $10,000 – $25,000Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 0.72% | $72 | Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
| $10,000 – $25,000Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 0.30% | $30 | Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
| $25,000 – $50,000Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 0.84% | — | Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
| $25,000 – $50,000Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 0.40% | — | Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
| $50,000 – $100,000Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 1.06% | — | Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
| $50,000 – $100,000Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 0.70% | — | Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
| $100,000 and upWaynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 1.71% | — | Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
| $100,000 and upStandard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. | 0.92% | — | Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month. |
Special-purpose accounts
Health Savings Account
Up to 0.04%APY
Designed for individuals and families with high-deductible health plans. No monthly minimum balance requirement or regular monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTier applies to daily balance less than $2,500. | 0.02% | $2 | Tier applies to daily balance less than $2,500. |
| $2,500 and upTier applies to daily balance of $2,500 or more. | 0.04% | $4 | Tier applies to daily balance of $2,500 or more. |
Sources (4)
- nbbank.com/account-disclosure
- nbbank.com/personal/health-savings-account
- nbbank.com/personal/online-rates
- nbbank.com/personal/savings-and-cds
All captured Sep 19, 2026
Savings
0.03%APY
Variable rate account. Monthly minimum balance fee is waived for minor accounts (principal owner under 18 years of age). Minimum opening deposit is waived for minor accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceA $5.00 monthly fee applies if the balance falls below $300.00 on any day of the month; fee and opening deposit requirement are waived for minors under 18.Any balance | 0.03% | $3 | A $5.00 monthly fee applies if the balance falls below $300.00 on any day of the month; fee and opening deposit requirement are waived for minors under 18. |
Sources (4)
- nbbank.com/account-disclosure
- nbbank.com/personal/online-rates
- nbbank.com/personal/savings
- nbbank.com/personal/savings-and-cds
All captured Sep 19, 2026
Holiday Club
0.02%APY
Club year ends on the last business day of October (funds disbursed October 31). Non-closing withdrawals are not permitted. Early account closing incurs a $15.00 fee and loss of accrued interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid at the end of the club year and credited as of the last day of October. Early closing results in a $15.00 fee and forfeiture of accrued interest.Any balance | 0.02% | $2 | Interest paid at the end of the club year and credited as of the last day of October. Early closing results in a $15.00 fee and forfeiture of accrued interest. |
Sources (3)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.