Bank · FDIC insured
National Bank of Blacksburg
A $1.8B bank headquartered in Blacksburg, VA, with 28 branches in Virginia. Best rates: CDs 3.60% and savings 0.72% APY.
National Bank of Blacksburg Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#3 of 12 in Blacksburg, VA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About National Bank of Blacksburg
Founded in 1891 in Blacksburg, Virginia, The National Bank of Blacksburg operates 28 full-service offices across southwest, western, and central Virginia and a loan production office in Charlottesville.
In 1986, the bank formed holding company National Bankshares, Inc., later combining operations with Bank of Tazewell County in 2006 and acquiring Frontier Community Bank in 2024.
- Headquarters
- 100 S Main St, Blacksburg, VA 24060
- FDIC certificate
- 6821 ↗
Branches
28 branches in Virginia
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Virginia
28 branches
Blacksburg area · 14
- The National Bank of BlacksburgMain office100 S Main St, Blacksburg, VA 24060Directions
- Hethwood Branch900 Hethwood Blvd, Blacksburg, VA 24060Directions
- Hubbard Street Branch101 Hubbard St, Blacksburg, VA 24060Directions
- North Branch900 N Main St, Blacksburg, VA 24060Directions
- South Main Branch3600 S Main St, Blacksburg, VA 24060Directions
- Christiansburg Branch46 N Franklin St, Christiansburg, VA 24073Directions
- Market Place Branch120 Peppers Fry Rd Ne, Christiansburg, VA 24073Directions
- Us Route 11 BranchU.S.Route 11, Dublin, VA 24084Directions
- Pearisburg Branch201 Main Street, Pearisburg, VA 24134Directions
- Pembroke Branch611 Snidow St, Pembroke, VA 24136Directions
- 250 N Washington Avenue Branch250 N Washington Ave, Pulaski, VA 24301Directions
- Memorial Drive Branch900 Memorial Dr, Pulaski, VA 24301Directions
- 2001 Norwood Street Branch2001 Norwood Street, Radford, VA 24143Directions
- Rich Creek Branch370 Virginia Ave, Rich Creek, VA 24147Directions
Bluefield area · 7
- Bluefield Branch511 Virginia Ave, Bluefield, VA 24605Directions
- Westgate Branch2070 Leatherwood Ln, Bluefield, VA 24605Directions
- Claypool Hill Branch1155 Claypool Hill Mall Rd, Cedar Bluff, VA 24609Directions
- Cumberland Park Branch196 Market St, North Tazewell, VA 24630Directions
- Fourway Branch115 Shire Ln, North Tazewell, VA 24630Directions
- Richlands Branch1905 Front St, Richlands, VA 24641Directions
- Tazewell Main Street Branch144 Main St, Tazewell, VA 24651Directions
Staunton area · 2
- Staunton Branch1013 Richmond Ave, Staunton, VA 24401Directions
- Frontier Community Bank Branch400 Lew Dewitt Blvd, Waynesboro, VA 22980Directions
Kingsport area · 1
- Abingdon Office102 Wall St Sw, Abingdon, VA 24210Directions
Galax area · 1
- Galax Branch506 E Stuart Dr, Galax, VA 24333Directions
Lynchburg area · 1
- Lynchburg Office Branch20479 Timberlake Rd, Lynchburg, VA 24502Directions
Roanoke area · 1
- Roanoke Office At Franklin Road Branch3533 Franklin Road S.W., Roanoke, VA 24014Directions
Wytheville area · 1
- 185 E. Main Street Branch185 E Main St, Wytheville, VA 24382Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.54% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.06% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.57% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $61 | $88 | — |
- CapitalLeverage ratio10.54%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.06%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.57%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$61Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of National Bank of Blacksburg are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.