Bank · FDIC insured
Presidential Bank
A $1B bank headquartered in Bethesda, MD, with 10 branches in 3 states. Best rates: CDs 4.10% and savings 0.30% APY.
Presidential Bank Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#41 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Presidential Bank
- Headquarters
- 4520 East West Hwy, Bethesda, MD 20814
- FDIC certificate
- 32363 ↗
Branches
10 branches in 3 states
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Virginia
6 branches
- Arlington Branch901 N Stuart St, Arlington, VA 22203Directions
- Rosslyn Branch1515 Wilson Blvd, Arlington, VA 22209Directions
- Leesburg Branch21 Catoctin Cir Se, Leesburg, VA 20175Directions
- Mclean Branch6707 Old Dominion Dr, McLean, VA 22101Directions
- Reston Branch11211 Reston Station Blvd, Reston, VA 20190Directions
- Tysons Branch8150 Leesburg Pike, Vienna, VA 22182Directions
Maryland
3 branches
- Presidential Bank, FSBMain office4520 East West Hwy, Bethesda, MD 20814Directions
- Frederick Branch14 W Patrick St, Frederick, MD 21701Directions
- Rockville Branch11640 Rockville Pike, Rockville, MD 20852Directions
District of Columbia
1 branch
- 1660 K Street Branch1660 K St Nw, Washington, DC 20006Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.63% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.64% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.49% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $87 | $88 | — |
- CapitalLeverage ratio9.63%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.64%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.49%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$87Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Presidential Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.