Credit union · NCUA insured
Eastman Credit Union Savings Rates
Top CarrotEastman Credit Union’s best savings rate is 0.85% APY on $10,000, with its Individual Money Market Account. Rates checked October 15, 2026.
How Eastman Credit Union’s savings rates compare
Compared with banks and credit unions near Kingsport, TN-VA, where Eastman Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Eastman Credit Union
0.85%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $85
Insured Money Market Account
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Eastman Credit Union savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0001.80%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eastman Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Individual Money Market Account
0.85%APY
Variable rate account. APY is an annual calculation based on a 365/366 day year. APY assumes dividends will remain on deposit until maturity.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.75% | — |
| $10,000 – $24,999 | 0.85% | $85 |
| $25,000 – $49,999 | 1.00% | — |
| $50,000 – $99,999 | 1.25% | — |
| $100,000 – $199,999 | 1.80% | — |
| $200,000 and up | 2.00% | — |
Sources (1)
- ecu.org/rates · captured Oct 5, 2026
Insured Money Market Account
0.85%APY
Variable rate account. Tiered IMMA with checking account flexibility. Federally insured up to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.75% | — |
| $10,000 – $24,999 | 0.85% | $85 |
| $25,000 – $49,999 | 1.00% | — |
| $50,000 – $99,999 | 1.25% | — |
| $100,000 – $199,999 | 1.80% | — |
| $200,000 and up | 2.00% | — |
Sources (1)
- ecu.org/bank/savings/insured-money-market-account · captured Oct 5, 2026
Regular Savings Account
0.30%APY
Establishes your ECU membership and qualifies you as a shareholder in ECU.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $5Applies to any amount greater than $5.00. Dividends are paid monthly.Over $5 | 0.30% | $30 | Applies to any amount greater than $5.00. Dividends are paid monthly. |
Sources (3)
- ecu.org/bank/savings
- ecu.org/bank/savings/primary-share-account
- ecu.org/bank/savings/christmas-club-account
All captured Oct 15, 2026
Stash Your Cash Account
0.30%APY
Allows selecting the date account balance automatically transfers to Regular Savings Account. Early withdrawals permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $5Applies to any amount greater than $5.00. Dividends are compounded monthly.Over $5 | 0.30% | $30 | Applies to any amount greater than $5.00. Dividends are compounded monthly. |
Sources (3)
- ecu.org/bank/savings
- ecu.org/bank/savings/stash-your-cash-account
- ecu.org/bank/savings/christmas-club-account
All captured Oct 15, 2026
Special-purpose accounts
Christmas Club Account
0.30%APY
Funds automatically disbursed into ECU Regular Savings Account the first week in November. $10.00 fee for each early withdrawal, except in September and October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $5Applies to any amount greater than $5.00. Dividends are compounded monthly.Over $5 | 0.30% | $30 | Applies to any amount greater than $5.00. Dividends are compounded monthly. |
Health Savings Account
0.10%APY
Available for high deductible health insurance plans. Balances carry over year to year.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Tier 1 rate for balances $0 to $9,999. Dividends paid monthly. | 0.05% | — | Tier 1 rate for balances $0 to $9,999. Dividends paid monthly. |
| $10,000 – $24,999Tier 2 rate for balances $10,000 to $24,999. Dividends paid monthly. | 0.10% | $10 | Tier 2 rate for balances $10,000 to $24,999. Dividends paid monthly. |
| $25,000 – $49,999Tier 3 rate for balances $25,000 to $49,999. Dividends paid monthly. | 0.15% | — | Tier 3 rate for balances $25,000 to $49,999. Dividends paid monthly. |
| $50,000 – $99,999Tier 4 rate for balances $50,000 to $99,999. Dividends paid monthly. | 0.20% | — | Tier 4 rate for balances $50,000 to $99,999. Dividends paid monthly. |
| $100,000 – $199,999Tier 5 rate for balances $100,000 to $199,999. Dividends paid monthly. | 0.25% | — | Tier 5 rate for balances $100,000 to $199,999. Dividends paid monthly. |
| $200,000 and upTier 6 rate for balances $200,000 or greater. Dividends paid monthly. | 0.30% | — | Tier 6 rate for balances $200,000 or greater. Dividends paid monthly. |
IRA Accumulation Account
0.30%APY
Available under Traditional IRA, Roth IRA, and Educational IRA (Coverdell ESA) plans.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires a $5.00 minimum deposit. Dividends are paid monthly.Any balance | 0.30% | $30 | Requires a $5.00 minimum deposit. Dividends are paid monthly. |
Sources (2)
All captured Oct 15, 2026
IRA Access Account
0.25%APY
Available under Traditional IRA, Roth IRA, and Educational IRA (Coverdell ESA) plans.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires a $10,000 minimum deposit. Dividends are paid monthly.Any balance | 0.25% | $25 | Requires a $10,000 minimum deposit. Dividends are paid monthly. |
Sources (2)
All captured Oct 15, 2026
Who can join Eastman Credit Union
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