Compare Bank & Credit Union Rates
Best savings rates in Roanoke, VA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Roanoke, VA
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Available only on new accounts for members who have not had an open consumer or business money market account within the past 90 days. Must be funded with new money not already on deposit with Beacon. Requires a $5 membership share to qualify for Beacon products.
Offer: Promotional rate guaranteed for six months from account opening date with a deposit of $5,000 or greater in new money. After six months, dividends revert to standard tiered rates.
Promotional rate
Rate checked
More details - 3.25%APY$325 a year on $10,000intro rate
Requirements
Product: For consumer accounts only. Promotional rate guaranteed for 6 months after meeting qualifying requirements, after which dividends return to prevailing APYs. Minimum opening amount of $5,000 must come from sources other than Freedom First Credit Union. If Average Daily Balance falls below $5,000, Dividend Rate and APY become 0.01%. $5 membership deposit required.
Offer: Guaranteed for 6 months after meeting qualifying requirements. New money required: $5,000 from sources other than Freedom First Credit Union. If Average Daily Balance falls below $5,000, Dividend Rate and APY become 0.01%. Consumer accounts only.
Promotional rate · Balance cap $1,000,000 · Effective Sep 17, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate may change after account opening. Offers and products are subject to updates, modifications, and/or termination at any time after account opening.
Offer: Fees may reduce earnings. Rate may change after account opening. Promotional offers, products and services are subject to updates, modifications and/or termination at any time after account opening.
Rate checked
More details - SalemVA Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 1.41%–2.22% by balance
Credit union · 1 branch
1.41%APY$141 a year on $10,000Requirements
Product: Limited to no more than six (6) withdrawals or transfers per month (including automatic transfers, telephonic orders, checks, or ACH). Exceeding limitations in any statement period may result in a fee or account closure.
Offer: Tier 1 balance tier.
1.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $24,999Your amount 1.41% $25,000 – $49,999Tier 2 balance tier. 1.61% $50,000 and upTier 3 balance tier. 2.22% Rate checked
More details - Virginia Credit UnionPremium Money MarketPremium Money Market · $10,000 min · 0.05%–1.25% by balance
Credit union · 4 branches
1.25%APY$125 a year on $10,000Requirements
Product: Earn returns while keeping access to savings. Choose between Premium (minimum balance of $10,000) and Premium Plus (minimum balance of $25,000). 2 free withdrawals every month, $3 for each additional. Checking transfers, automatic overdraft protection for checking, direct deposit or payroll deduction. Dividends accrue daily and are paid monthly. Fees may reduce earnings. APYs may change after account is opened.
Offer: Compounding frequency: Monthly. Dividends accrue daily and are paid monthly. APYs may change after account is opened. Fees may reduce earnings.
0.05% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY $100 and up 0.05% $10,000 and upYour amount 1.25% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Blue Eagle Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Membership eligibility and credit qualification requirements may apply. Service charges may reduce earnings. Dividend calculated and paid monthly; credited back to Money Market Savings account. Tier based on monthly average daily balance. Average daily balance of $100.00 required to earn dividends. No withdrawal limits.
Offer: Average daily balance of $100.00 required to earn dividends.
0.50% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 and up 1.50% Rate checked
More details - National Bank of BlacksburgMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.30%–1.71% by balance
Bank · 1 branch
0.72%APY$72 a year on $10,000Requirements
Product: A $10.00 monthly service charge applies if the balance falls below $2,500.00 on any day of the statement cycle. Variable rate account.
Offer: Waynesboro, Staunton, Lynchburg, and Roanoke Office deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month.
0.30% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 0.72% $25,000 – $50,000 0.84% $50,000 – $100,000 1.06% $100,000 and up 1.71% Rate checked
More details - Roanoke Valley Community CUMoney MarketMoney Market · $2,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: APY is based on the average daily balance (ADB) maintained in the account. No dividend will be paid if the ADB is below $2,000.00 for the month.
Offer: Tier 1. Based on average daily balance (ADB) maintained in the account. No dividend paid if ADB is below $2,000.00 for the month.
0.50% interest rate · Effective Jul 1, 2024
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and up 0.50% $5,000 and upTier 2. 0.60% $10,000 and upYour amountTier 3. 0.70% $25,000 and upTier 4. 0.80% $50,000 and upTier 5. 1.00% Rate checked
More details - Beacon Credit UnionHorizon Money MarketHorizon Money Market · $100 min · 0.05%–0.80% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Tiered blended rate product where members earn stated rates from minimum balance points in each tier. Includes up to 6 transactions per month and free check withdrawals. Requires a $5 membership share to qualify for Beacon products.
Offer: Tier 1 rate. Dividends compounded monthly.
0.05% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Horizon Money Market Balance APY Up to $2,000 0.05% $2,000 – $5,000Tier 2 rate. APY ranges from 0.05% to 0.11% as a blended rate product. 0.15%* $5,000 – $10,000Tier 3 rate. APY ranges from 0.11% to 0.18% as a blended rate product. 0.25%* $10,000 – $50,000Your amountTier 4 rate. APY ranges from 0.18% to 0.56% as a blended rate product. 0.65%* $50,000 and upTier 5 rate. APY ranges from 0.56% to 0.79% as a blended rate product. 0.80%* Rate checked
More details - Roanoke Valley Community CUPrimary or Secondary Share/Savings AccountsSavings · $250 min · 0.20%–0.80% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Opening deposit of $5.00 required for membership. Rates based on average daily balance (ADB). No dividend is paid if ADB is below $250.00 for the month.
Offer: Tier 1: Minimum balance of $250.00 to earn APY.
0.20% interest rate · Effective Jul 1, 2024
Rate by balance
Rate by balance for Primary or Secondary Share/Savings Accounts Balance APY $250 – $2,000 0.20% $2,000 – $5,000 0.40% $5,000 – $20,000Your amount 0.50% $20,000 – $50,000 0.60% $50,000 and up 0.80% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $5 membership share required to qualify for Beacon products. Dividends compounded monthly.
Offer: Tier 1. Dividends compounded monthly.
0.10% interest rate · Compounded monthly
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $5,000 0.10% $5,000 – $10,000Tier 2. Published APY range 0.10%–0.18%. 0.25%* $10,000 – $50,000Your amountTier 3. Published APY range 0.18%–0.44%. 0.50%* $50,000 – $100,000Tier 4. Published APY range 0.44%–0.54%. 0.65%* $100,000 and upTier 5. Published APY range 0.54%–0.78%. 0.80%* Rate checked
More details - Virginia Credit UnionRegular SavingsSavings · $100 min · 0.05%–0.40% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: Must be a credit union member. $0 monthly fees for account service or maintenance. Free debit card, nationwide ATM access, online banking with eStatements, and mobile banking. $3 fee for each withdrawal in excess of two per month.
Offer: Dividend earnings are compounded quarterly. APY may change after account is opened. Fees may reduce earnings on your accounts. No minimum balance to earn APY for members under age 23.
0.05% interest rate · Compounded quarterly · No monthly fee
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $500 0.05% $500 and upYour amount 0.40% Rate checked
More details - National Bank of BlacksburgMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.15%–0.92% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: A $10.00 monthly service charge applies if the balance falls below $2,500.00 on any day of the statement cycle. Variable rate account.
Offer: Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month.
0.15% interest rate · $10 monthly fee · Effective Sep 10, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 and up 0.92% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Roanoke, VA
44 accounts at 16 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.18%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Roanoke, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Beacon Credit UnionCredit union · 2 branches
- Blue Eagle Credit UnionCredit union · 4 branches
- SalemVA Credit UnionCredit union · 3 branches