Compare Bank & Credit Union Rates
Best savings rates in Harrisonburg, VA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Harrisonburg, VA
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Cash+ checking account. Earnings/rewards from Kasasa Cash+ automatically transfer into Kasasa Saver+. Free online, mobile, and telephone banking.
Offer: Applies to balances up to $75,000 when linked Kasasa Cash+ qualification requirements are met.
Qualified rate
Rate by balance
Rate by balance for Kasasa Saver+ Balance APY Up to $75,000Your amount 3.00% $75,000 and up 0.10%* Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Exclusive savings account paired with linked Kasasa Cash Checking account. No monthly maintenance fee. $100.00 minimum deposit to open. Meeting monthly qualification cycle requirements on linked Kasasa Cash account earns premium APY tiers and domestic ATM fee reimbursements; otherwise base APY applies.
Offer: Base rate earned on all balances if Kasasa Cash monthly qualifications are not met.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Mar 1, 2025
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.01% Up to $100,001Your amountRequires meeting Kasasa Cash monthly qualifications (at least 1 direct deposit/ACH, at least 15 debit card purchases, and eStatements enrollment). 3.00% $100,001 and up 0.05% Rate checked
More details - Blue Ridge BankGolden Advantage Money MarketGolden Advantage Money Market · $2,500 min
Bank · 1 branch
2.87%APY$287 a year on $10,000with conditionsRequirements
Product: Avoid monthly maintenance fee by maintaining a $2,500.00 minimum balance. Must have a Golden Advantage Checking or a Golden Advantage Plus Checking to qualify. Free e-statements, paper statement fee may apply.
Qualified rate · 2.83% interest rate · Effective Dec 11, 2025
Rate checked
More details - 2.85%APY$285 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Qualifications met: Requires personal checking account, debit card, minimum average daily balance of $5,000 in Relationship Savings, and $10,000 total balance across all deposit accounts as of 12 a.m. on the first of that month. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Park View Federal Credit UnionMoney Market AccountMoney Market Account · 2.60%–2.75% by balance
Credit union · 2 branches
2.60%APY$260 a year on $10,000with conditionsRequirements
Product: Keep a $1,500 daily minimum balance to avoid a monthly fee. Must be a Park View member. Pairing with Electrum Checking unlocks higher tiered dividend rate levels (Gold Level and Silver Level).
Offer: Gold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee.
Qualified rate · 2.57% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 2.60% $25,000 and up 2.62% $75,000 and up 2.65% $100,000 and up 2.70% $200,000 and up 2.75% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to an active Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires at least 1 direct deposit/ACH credit/payment, 15 debit card purchases, and eStatements per Monthly Qualification Cycle to receive qualifying rates. Limit of 1 Kasasa Saver per membership (max 2 across combined memberships).
Offer: Qualifying tier for portion of average daily balance $0 but less than $100,000.01 when linked Kasasa checking qualifications are met.
Qualified rate · 1.98% interest rate · Balance cap $100,000.01 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Park View Federal Credit UnionMoney Market AccountMoney Market Account · 1.60%–1.75% by balance
Credit union · 2 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Keep a $1,500 daily minimum balance to avoid a monthly fee. Must be a Park View member. Pairing with Electrum Checking unlocks higher tiered dividend rate levels (Gold Level and Silver Level).
Offer: Silver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee.
Qualified rate · 1.59% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.60% $25,000 and up 1.62% $75,000 and up 1.65% $100,000 and up 1.70% $200,000 and up 1.75% Rate checked
More details - Park View Federal Credit UnionMoney Market AccountMoney Market Account · 1.10%–1.25% by balance
Credit union · 2 branches
1.10%APY$110 a year on $10,000with conditionsRequirements
Product: Keep a $1,500 daily minimum balance to avoid a monthly fee. Must be a Park View member. Pairing with Electrum Checking unlocks higher tiered dividend rate levels (Gold Level and Silver Level).
Offer: Base Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee.
Qualified rate · 1.09% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.10% $25,000 and up 1.12% $75,000 and up 1.15% $100,000 and up 1.20% $200,000 and up 1.25% Rate checked
More details - DuPont Community Credit UnionMoney MarketMoney Market · 0.00%–2.02% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: $1,000 minimum balance required to earn dividends. No monthly fee. 6 penalty-free withdrawals per month, minimum withdrawal amount is $100. Dividends computed daily, paid monthly. Fees may reduce earnings on your accounts.
0.00% interest rate · No monthly fee · Effective Feb 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.51% $100,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Cash or Kasasa Cash Back checking account. Rewards automatically transfer into Kasasa Saver. Free online, mobile, and telephone banking. No monthly fees. $50 minimum deposit to get started.
Offer: Applies to balances up to $49,999.99 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking (at least 1 direct deposit/automatic debit, at least 12 debit card purchases, enroll and log in to online banking). (Page 47 states up to $50,000).
Qualified rate · Balance cap $49,999.99 · No monthly fee
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - First Bank & Trust CompanyMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.11% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Open an account with $2,500. Pay no fees regardless of balance. Interest rates will be paid on the entire balance based on the applicable rate tier. Earn competitive interest on balances of $1,500 or greater.
Offer: Average daily balance range $1,500.00 - $2,499.99.
0.10% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $100,000 0.80% $100,000 – $500,000 1.00% $500,000 and up 1.11% Rate checked
More details - Blue Ridge BankMoney Market Tiered RatesMoney Market Tiered Rates · $2,500 min · 0.25%–2.52% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: Minimum balance to open is $2,500.00.
0.25% interest rate · Effective Dec 11, 2025
Rate by balance
Rate by balance for Money Market Tiered Rates Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $250,000 2.42% $250,000 – $1,000,000 2.52% $1,000,000 and up 2.52% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Free with eStatements. Interest compounded quarterly.
Offer: All balances.
0.25% interest rate · Compounded quarterly · Effective May 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Harrisonburg, VA
42 accounts at 16 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.54%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Harrisonburg, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EverenceCredit union · 1 branch