Compare Bank & Credit Union Rates
Best savings rates in Reston, VA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Reston, VA
- 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Personal accounts only (not available for businesses). Daily balance method used to calculate interest. Interest compounded and credited monthly on the last business day of the month.
Offer: When you maintain an open Advantage Checking account.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - The Freedom Bank of VirginiaWelcome2Freedom High-Yield Money MarketWelcome2Freedom High-Yield Money Market · $500 min
Bank · 1 branch
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Minimum opening deposit of $500. $25.00 monthly fee if the balance falls below $2,500.00. New Money Only. Consumer Only.
Offer: $25.00 monthly fee if the balance falls below $2,500.00. Interest compounded daily. New Money Only. Consumer Only.
Promotional rate · 3.20% interest rate · Compounded daily · $25 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: Personal accounts only (not available for businesses). Daily balance method used to calculate interest. Interest compounded and credited monthly on the last business day of the month.
Offer: Without an Advantage Checking account.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Chevron Federal Credit UnionMarketEdge Money Market SavingsMarketEdge Money Market Savings · $0 min · 0.75%–3.25% by balance
Credit union · 1 branch
3.15%APY$315 a year on $10,000Requirements
Product: High-yield savings account with checks and debit card convenience. No term restrictions. Balances below $2,500 earn regular Primary Share Savings rate. Requires maintaining $25 minimum balance in Primary Share Savings account.
Offer: Balances below $2,500 earn regular Primary Share Savings dividend rate.
0.75% interest rate · No monthly fee
Rate by balance
Rate by balance for MarketEdge Money Market Savings Balance APY Up to $2,500 0.75% $2,500 – $10,000 3.15% $10,000 – $25,000Your amount 3.15% $25,000 – $50,000 3.25% $50,000 – $100,000 3.25% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
2.96% interest rate · $4.50 monthly fee
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details - Interior FederalMoney Market AccountMoney Market Account · $1,000 min · 0.51%–0.85% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Competitive dividends on average daily balance of $1,000 or more. Fees may reduce earnings.
0.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.51% $5,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $75,000 0.75% $75,000 – $100,000 0.80% $100,000 and up 0.85% Rate checked
More details - The Freedom Bank of VirginiaPersonal Money MarketPersonal Money Market · $200 min · 0.25%–0.40% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: No monthly maintenance fee if the average daily balance of $2,500 is maintained.
Offer: No monthly maintenance fee if the average daily balance of $2,500 is maintained.
0.25% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.25% $10,000 – $100,000Your amount 0.30% $100,000 – $250,000 0.35% $250,000 and up 0.40% Rate checked
More details - Presidential BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.15%–0.30% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Personal accounts only. Interest rate of the applicable tier applies to the entire daily balance in the account. Monthly service charge assessed if daily balance falls below $500.00 on any day during the statement cycle.
Offer: Base rate on balances under $1,000.00.
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Interior FederalSecondary Savings AccountSavings · $25 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Closed if balance remains zero for 18 months.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Secondary Savings Account Balance APY Up to $1,499 0.15% $1,500 and upYour amount 0.20% Rate checked
More details - Interior FederalPrimary Savings AccountSavings · $25 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Required to become an Interior Federal member; maintain a $25 balance to remain a member.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Savings Account Balance APY Up to $1,499 0.15% $1,500 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Average balance requirement of $10,000.00 to avoid $10.00 monthly balance requirement fee.
Offer: Average balance requirement of $10,000.00 to avoid $10.00 monthly balance requirement fee. Interest rate and annual percentage yield may change after account opening.
0.20% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Supreme Savings Balance APY Up to $50,000Your amount 0.20% Over $50,000 0.65% Rate checked
More details - John Marshall BankMoney Market AccountMoney Market Account · $100 min · 0.20%–1.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening.
0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 – $250,000 1.10% $250,000 – $500,000 1.30% Over $500,000 1.50% Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Reston, VA
46 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.06%
- Top 10% from
- 1.88%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.45%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches