Bank · FDIC insured
City National Bank Savings Rates
City National Bank’s best savings rate is 0.35% APY on $10,000, with its Personal Money Market Account. Rates checked October 16, 2026.
How City National Bank’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where City National Bank has the most branches. $10,000, best rate first.
This bank’s best
City National Bank
0.35%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $35
Personal Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
City National Bank savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0003.82%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where City National Bank ranks
By savings score, in each area where it has branches
- #97 of 136Los Angeles-Long Beach-Anaheim, CA metro35
- #110 of 173New York-Newark-Jersey City, NY-NJ metro6
- #46 of 77San Francisco-Oakland-Fremont, CA metro5
- #24 of 41San Diego-Chula Vista-Carlsbad, CA metro4
- #28 of 43San Jose-Sunnyvale-Santa Clara, CA metro3
- #24 of 34Las Vegas-Henderson-North Las Vegas, NV metro3
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market Account
0.35%APY
Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.35% | $2,500 | — | $20 monthly fee waived with a $2,500 minimum daily balance. |
| $10,000 – $25,000$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.35% | $2,500 | $35 | $20 monthly fee waived with a $2,500 minimum daily balance. |
| $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. Introductory rate applied for 185 days provided a $25,000 minimum daily balance and linked qualifying checking account in good standing are maintained. Rate applies to balances up to $5,000,000. · Unknown to open | 3.82% | Unknown | — | Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. Introductory rate applied for 185 days provided a $25,000 minimum daily balance and linked qualifying checking account in good standing are maintained. Rate applies to balances up to $5,000,000. |
| $25,000 – $50,000$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.35% | $2,500 | — | $20 monthly fee waived with a $2,500 minimum daily balance. |
| $50,000 – $100,000$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.35% | $2,500 | — | $20 monthly fee waived with a $2,500 minimum daily balance. |
| $100,000 – $500,000$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.35% | $2,500 | — | $20 monthly fee waived with a $2,500 minimum daily balance. |
| $500,000 – $1,000,000$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.35% | $2,500 | — | $20 monthly fee waived with a $2,500 minimum daily balance. |
| $1,000,000 – $2,500,000$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.80% | $2,500 | — | $20 monthly fee waived with a $2,500 minimum daily balance. |
| $2,500,000 – $5,000,000$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.80% | $2,500 | — | $20 monthly fee waived with a $2,500 minimum daily balance. |
| $5,000,000 – $10,000,000$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.80% | $2,500 | — | $20 monthly fee waived with a $2,500 minimum daily balance. |
| $10,000,000 and up$20 monthly fee waived with a $2,500 minimum daily balance. · $2,500 to open | 0.80% | $2,500 | — | $20 monthly fee waived with a $2,500 minimum daily balance. |
Sources (1)
- cnb.com/personal-banking/accou…oney-market-account.html · captured Oct 16, 2026
Personal Savings Account
0.01%APY
Waive $5 monthly maintenance fee with an average daily balance of $100 ($50 average daily balance for accounts opened in Minnesota).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all balances. $5 monthly fee waived with $100 average daily balance ($50 in Minnesota). Stated APY based on daily compounding.Any balance | 0.01% | $1 | Applies to all balances. $5 monthly fee waived with $100 average daily balance ($50 in Minnesota). Stated APY based on daily compounding. |
Sources (2)
- cnb.com/personal-banking/accounts/savings.html
- cnb.com/personal-banking/accou…gs/personal-savings.html
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.