Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 946–960 results in Texas
- 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly service charge. No minimum balance requirement ($1 opening deposit required). Dividends compounded monthly and credited each calendar month.
Offer: Dividends on all balances. $0 minimum balance required to earn dividends.
0.01% interest rate · Compounded monthly · No monthly fee
Rate checked
More details - Temple Santa Fe Credit UnionMoney Market Account -- VariableMoney Market Account -- Variable · $2,000 min
Credit union · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Variable rate. All rates are subject to change without notice. Fees could reduce earnings on the account.
Offer: Minimum balance $2,000.00. Variable rate. Fees could reduce earnings on the account.
0.01% interest rate · Effective Feb 24, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Basic savings account required to maintain membership in Temple Santa Fe Community Credit Union. Dividends are paid at the end of each quarter based on average daily balance.
Offer: Fees could reduce earnings on the account.
0.01% interest rate · Effective Feb 24, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Primary Membership Account; member must have this account open in order to open and use other Credit Union products and services. Dividends calculated using the Average Daily Balance method and compounded and credited quarterly.
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Establishes membership with Capitol Credit Union. $5 minimum deposit to open. Earns dividends on balances of $100 or more. No monthly service fee.
Offer: Earns competitive dividends on balances of $100 or more.
No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Available for Personal Accounts Only with Kasasa Cash or Kasasa Cash Back checking accounts. Requires maintaining a valid email address on record. Electronic statement delivery agreed; if 3 consecutive email notifications are returned, account converts to monthly paper statement delivery with $2.00 paper statement fee. $100 opening deposit required (may be split across accounts or waived if Kasasa Cash/Cash Back is already active). No monthly minimum balance.
Offer: Applies to all balances if monthly qualifications are not met in Kasasa Cash or Kasasa Cash Back.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Links to free Earn Well or Spend Well checking. Limit 1 account per social security number. Base rate applies if qualifications are not met during Monthly Qualification Cycle (12 debit card purchases post and settle, 1 ACH/direct deposit/bill pay transaction post and settle, and eStatements enrollment).
Offer: Base rate if qualifications are not met on Earn Well or Spend Well checking during Monthly Qualification Cycle.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Nov 3, 2016
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Dividends calculated by daily balance method, based on earnings at dividend period end. Free of monthly service fee. Membership requires $1 par value share.
Offer: $100 minimum balance to accrue dividends. Rate is variable and subject to change after account is opened. Fees could reduce earnings. Dividends paid quarterly.
0.01% interest rate · No monthly fee · Effective Jan 2, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Minimum deposit required to open is $2,500. Stated interest rate is paid on the portion of the balance within the specified tier.
Qualified rate · 0.01% interest rate · Effective Feb 3, 2025
Rate checked
More details - Oak Cliff Christian Federal Credit UnionShare Savings AccountSavings · $100 min
Credit union · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Membership requires maintaining a $25 balance in savings account and demonstrating regular activity. Up to 3 withdrawals per month free of charge; $5 fee per excessive withdrawal thereafter. Dividends paid monthly on daily balance of $100 or more.
Offer: Dividends paid monthly when daily balance remains at $100 or more.
0.01% interest rate · No monthly fee · Effective Oct 18, 2023
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More details - 0.00%APY$0 a year on $10,000
Effective Oct 1, 2026
Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Special Savings Account rates are established quarterly by the Board of Directors.
Offer: No Minimum (Paid Monthly). Rates established quarterly by the Board of Directors.
0.00% interest rate · Effective Apr 25, 2025
Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Non-interest bearing savings account.
0.00% interest rate · Effective Oct 5, 2026
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More details - 0.00%APY$0 a year on $10,000
0.00% interest rate · Effective Sep 23, 2026
Rate checked
More details - Huntington BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.00%–3.35% by balance
Bank · 142 branches
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: $25 monthly maintenance fee waived with an average daily balance of at least $25,000 or by owning a qualifying checking account (Huntington Perks Checking or Platinum Perks Checking). Rates based on ZIP code 43215. Minimum balance to earn interest is $25,000.
Offer: Promotional rate tier (Non-Relationship Rate). Fee waived with $25,000 ADB or qualifying checking account.
Qualified rate · 0.00% interest rate · $25 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.00% $25,000 – $2,000,001Promotional relationship rate with open Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account. Requires $25,000 new money to Huntington. 3.35% $2,000,001 – $100,000,000,000Requires $25,000 new money to Huntington. 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches