Credit union · NCUA insured
PrimeWay Federal Credit Union Savings Rates
Top CarrotPrimeWay Federal Credit Union’s best savings rate is 3.00% APY on $10,000, with its Money Market Max. Rates checked October 16, 2026.
How PrimeWay Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where PrimeWay Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PrimeWay Federal Credit Union
3.00%APY
- Earns on $10,000 a year
- $300
Money Market Max
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Earns on $10,000 a year
- $400
PrimeWay Federal Credit Union savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0002.85%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.35%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PrimeWay Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Max
3.00%APY
Rate is tied to Prime Rate minus 4.00% APR and subject to change. Minimum transaction amount of $500 with maximum of 6 transactions per month. Compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum balance to earn APY is $1.00. | 2.85% | — | Minimum balance to earn APY is $1.00. |
| $10,000 – $25,000Minimum balance to earn APY is $10,000.00. | 3.00% | $300 | Minimum balance to earn APY is $10,000.00. |
| $25,000 – $50,000Minimum balance to earn APY is $25,000.00. | 3.10% | — | Minimum balance to earn APY is $25,000.00. |
| $50,000 – $100,000Minimum balance to earn APY is $50,000.00. | 3.25% | — | Minimum balance to earn APY is $50,000.00. |
| $100,000 – $250,000Minimum balance to earn APY is $100,000.00. | 3.35% | — | Minimum balance to earn APY is $100,000.00. |
| $250,000 and upMinimum balance to earn APY is $250,000.00. | 3.50% | — | Minimum balance to earn APY is $250,000.00. |
Sources (2)
All captured Oct 6, 2026
Money Market
0.05%APY
Dividends compounded and credited monthly. $2,500 minimum balance to avoid service fee and earn APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Minimum balance to earn APY is $2,500.00; minimum balance to avoid service fee is $2,500.00. | 0.05% | $5 | Minimum balance to earn APY is $2,500.00; minimum balance to avoid service fee is $2,500.00. |
| $25,000 – $75,000Minimum balance to earn APY is $2,500.00; minimum balance to avoid service fee is $2,500.00. | 0.10% | — | Minimum balance to earn APY is $2,500.00; minimum balance to avoid service fee is $2,500.00. |
| $75,000 and upMinimum balance to earn APY is $2,500.00; minimum balance to avoid service fee is $2,500.00. | 0.13% | — | Minimum balance to earn APY is $2,500.00; minimum balance to avoid service fee is $2,500.00. |
Primary Savings
0.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to avoid service fee is $5.00. Minimum balance to earn APY is $100.00.$100 and up | 0.01% | $1 | Minimum balance to avoid service fee is $5.00. Minimum balance to earn APY is $100.00. |
Non-Interest Savings
0.00%APY
Non-interest bearing savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Sources (1)
- primewayfcu.com/disclosures · captured Oct 6, 2026
Special-purpose accounts
Freedom Fighters Savings
0.01%APY
Designed for kids under 12.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to avoid service fee is $5.00. Minimum balance to earn APY is $100.00.$100 and up | 0.01% | $1 | Minimum balance to avoid service fee is $5.00. Minimum balance to earn APY is $100.00. |
Sources (2)
All captured Oct 6, 2026
Holiday Savings
0.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to avoid service fee is $5.00. Minimum balance to earn APY is $100.00.$100 and up | 0.01% | $1 | Minimum balance to avoid service fee is $5.00. Minimum balance to earn APY is $100.00. |
IRA Savings
0.01%APY
Available as Traditional, Roth, and Coverdell IRAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Student Savings
0.01%APY
Youth savings account for students and kids.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to avoid service fee is $5.00. Minimum balance to earn APY is $100.00.$100 and up | 0.01% | $1 | Minimum balance to avoid service fee is $5.00. Minimum balance to earn APY is $100.00. |
Sources (2)
All captured Oct 6, 2026
Who can join PrimeWay Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Houston, Washington, Fort Bend, or Harris County.
Employers and groups
- Membership is open to employees of PrimeWay partner companies/employers.
Family and household
- Family members (spouse, children, grandchildren, parents, grandparents, or siblings) of an established member are eligible to join.
Cost to join
- A $5 initial deposit in a savings account is required to establish membership.
Membership information collected October 5, 2026.