Credit union · NCUA insured
Local 20 IBEW FCU
A $9.1M credit union headquartered in Grand Prairie, TX, with 4,071 members and 1 branch in Texas. Best rates: savings 0.01% APY.
Local 20 IBEW FCU Carrot Score
60
Carrot Score
Higher than 0% of U.S. banks and credit unions
#114 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Local 20 IBEW FCU
Local 20 IBEW Federal Credit Union is based in Grand Prairie, Texas, and was chartered in 1964 as Local 59 IBEW FCU before changing its name in 2002.
- Headquarters
- 688 W Tarrant Rd, Grand Prairie, TX 75050
- NCUA charter
- 16429
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals associated with Local 20 International Brotherhood of Electrical Workers are eligible for membership.
- Individuals associated with Local 756 Sign Painters & Decorators are eligible for membership.
Family and household
- Direct relation family members of individuals associated with Local 20 International Brotherhood of Electrical Workers or Local 756 Sign Painters & Decorators are eligible for membership.
Branches
1 branch in Texas
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Texas
1 branch
- Local 20 IBEW FCUMain office688 W Tarrant Rd, Grand Prairie, TX 75050Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Undercapitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 5.97% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.62% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.95% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio5.97%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.62%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.95%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Local 20 IBEW FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.