Credit union · NCUA insured
Local 20 IBEW FCU Savings Rates
Local 20 IBEW FCU’s best savings rate is 0.01% APY on $10,000, with its Regular Shares Account. Rates checked October 6, 2026.
How Local 20 IBEW FCU’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Local 20 IBEW FCU has the most branches. $10,000, best rate first.
This credit union’s best
Local 20 IBEW FCU
0.01%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $1
Regular Shares Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Local 20 IBEW FCU savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Local 20 IBEW FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares Account
0.01%APY
Primary Membership Account; member must have this account open in order to open and use other Credit Union products and services. Dividends calculated using the Average Daily Balance method and compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $3,000 | 0.01% | — |
| $3,000 – $10,000 | 0.01% | — |
| $10,000 and up | 0.01% | $1 |
Sources (3)
- local20ibewfcu.com/s/SHARE-RAT…-SCHEDULE-2022-06-30.pdf
- local20ibewfcu.com/savings
- local20ibewfcu.com/s/SHARE-RAT…CHEDULE-2017-07-01-1.pdf
All captured Sep 17, 2026
Special-purpose accounts
Club Accounts
0.01%APY
Secondary Savings Accounts. Member may have more than one of these accounts; used to save funds for Christmas, Vacation, Birthday, Property Tax, etc. Dividends calculated using Average Daily Balance method and compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $3,000 | 0.01% | — |
| $3,000 – $10,000 | 0.01% | — |
| $10,000 and up | 0.01% | $1 |
Sources (3)
- local20ibewfcu.com/s/SHARE-RAT…-SCHEDULE-2022-06-30.pdf
- local20ibewfcu.com/savings
- local20ibewfcu.com/s/SHARE-RAT…CHEDULE-2017-07-01-1.pdf
All captured Sep 17, 2026
Vacation Account
0.01%APY
CU Members Only (Employer Contribution Only). Only employers signatory to Local Union 20 International Brotherhood of Electrical Workers or Local 756 Sign Painters & Decorators contribute to this account. Monthly administrative fee of $1.00 applies.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $3,000 | 0.01% | — |
| $3,000 – $10,000 | 0.01% | — |
| $10,000 and up | 0.01% | $1 |
Sources (3)
- local20ibewfcu.com/s/SHARE-RAT…-SCHEDULE-2022-06-30.pdf
- local20ibewfcu.com/savings
- local20ibewfcu.com/s/SHARE-RAT…CHEDULE-2017-07-01-1.pdf
All captured Sep 17, 2026
Who can join Local 20 IBEW FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals associated with Local 20 International Brotherhood of Electrical Workers are eligible for membership.
- Individuals associated with Local 756 Sign Painters & Decorators are eligible for membership.
Family and household
- Direct relation family members of individuals associated with Local 20 International Brotherhood of Electrical Workers or Local 756 Sign Painters & Decorators are eligible for membership.
Membership information collected October 5, 2026.