Credit union · NCUA insured
KBR Heritage Federal Credit Union Savings Rates
KBR Heritage Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Share Accounts. Rates checked October 16, 2026.
How KBR Heritage Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where KBR Heritage Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
KBR Heritage Federal Credit Union
0.15%APY
- Minimum
- $25
- Earns on $10,000 a year
- $15
Regular Share Accounts
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
KBR Heritage Federal Credit Union savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KBR Heritage Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Accounts
0.15%APY
$5 minimum balance secures credit union membership. Earns quarterly dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500For 2nd Quarter of 2026. Paid Quarterly. $5 minimum balance secures membership. | 0.00% | — | For 2nd Quarter of 2026. Paid Quarterly. $5 minimum balance secures membership. |
| Over $500For 2nd Quarter of 2026. Paid Quarterly. $5 minimum balance secures membership. | 0.15% | $15 | For 2nd Quarter of 2026. Paid Quarterly. $5 minimum balance secures membership. |
Special Savings
0.00%APY
Special Savings Account rates are established quarterly by the Board of Directors.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo Minimum (Paid Monthly). Rates established quarterly by the Board of Directors.Any balance | 0.00% | $0 | No Minimum (Paid Monthly). Rates established quarterly by the Board of Directors. |
Sources (1)
- kbrhfcu.org/rates-fees · captured Oct 6, 2026
Special-purpose accounts
IRA Shares
0.66%APY
Retirement savings account available as Traditional or Roth IRA. Rates established quarterly by Board of Directors.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500For 2nd Quarter of 2026. Paid Quarterly. Rates established quarterly by the Board of Directors. | 0.00% | — | For 2nd Quarter of 2026. Paid Quarterly. Rates established quarterly by the Board of Directors. |
| Over $500For 2nd Quarter of 2026. Paid Quarterly. Rates established quarterly by the Board of Directors. | 0.66% | $66 | For 2nd Quarter of 2026. Paid Quarterly. Rates established quarterly by the Board of Directors. |
Who can join KBR Heritage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of contractors who work regularly at KBR.
- Membership is open to employees of KBR Inc. and its subsidiaries.
- Membership is open to employees of KBRHFCU.
Family and household
- Membership is open to immediate family members (spouses, children, parents, grandparents, grandchildren, brothers and sisters) of eligible employees.
- Membership is open to spouses of persons who died while within the field of membership of the credit union.
Other ways
- Membership is open to persons retired as pensioners or annuitants from qualifying employments.
Cost to join
- A $5.00 minimum deposit in a Share Savings Account represents a member's share in the credit union.
Membership information collected October 5, 2026.