Credit union · NCUA insured
Border FCU
A $268.6M credit union headquartered in Del Rio, TX, with 27,636 members and 5 branches in Texas. Best rates: CDs 3.85% and savings 1.10% APY.
Border FCU Carrot Score
82
Carrot Score
Higher than 61% of U.S. banks and credit unions
#1 of 4 in Del Rio, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Border FCU
Originally chartered in 1954, member-owned Border Federal Credit Union is headquartered in Del Rio, Texas.
Certified as a Community Development Financial Institution and low-income designated credit union, it serves 13 Texas counties.
- Headquarters
- 2211 N Bedell Ave, Del Rio, TX 78840
- NCUA charter
- 24304
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, worship, or attend school in Crockett, Dimmit, Edwards, Frio, Kinney, LaSalle, Maverick, Real, Sutton, Terrell, Uvalde, Val Verde, or Zavala County are eligible for membership.
Family and household
- Immediate family members of an existing BFCU member are eligible for membership.
Cost to join
- Membership requires opening a share (savings) account with a minimum deposit of $5.00.
Branches
5 branches in Texas
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Texas
5 branches
Del Rio area · 3
- Main BranchMain office2211 N Bedell Ave, Del Rio, TX 78840Directions
- Gibbs St Branch600 E Gibbs St, Del Rio, TX 78840Directions
- Laughlin Branch583 Liberty Dr Bldg 341, Del Rio, TX 78843Directions
Eagle Pass area · 2
- Eagle Pass El Indio Hwy Branch2344 El Indio Hwy, Eagle Pass, TX 78852Directions
- Eagle Pass Veterans Blvd Branch2080 N Veterans Blvd, Eagle Pass, TX 78852Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.83% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.67% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.61% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $80 | $76 | — |
- CapitalNet worth ratio17.83%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.67%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.61%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$80Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Border FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.