Credit union · NCUA insured
Temple Santa Fe Credit Union
A $24.7M credit union headquartered in Temple, TX, with 1,672 members and 1 branch in Texas. Best rates: CDs 3.45% and savings 0.01% APY.
Temple Santa Fe Credit Union Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#17 of 18 in Killeen, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Temple Santa Fe Credit Union
Temple Santa Fe Community Credit Union was chartered in 1954 to serve employees of the Atchison, Topeka and Santa Fe Railroad and the Santa Fe Hospital in Temple, Texas.
Headquartered in Temple, Texas, the member-owned cooperative serves most of Bell County, Texas.
- Headquarters
- 1750 W avenue A, Temple, TX 76504
- NCUA charter
- 67573
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons living or working in Bell County, Texas who are not directly/primarily eligible for membership in an occupational or associational credit union in Bell County are eligible to join.
Branches
1 branch in Texas
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Texas
1 branch
- Temple Santa Fe Community Credit UnionMain office1750 W avenue A, Temple, TX 76504Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.10% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.42% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.24% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio8.10%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.42%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Temple Santa Fe Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.