Credit union · NCUA insured
Border FCU Savings Rates
Border FCU’s best savings rate is 1.10% APY on $10,000, with its Save and Score Savings Account. Rates checked October 16, 2026.
How Border FCU’s savings rates compare
Compared with banks and credit unions near Del Rio, TX, where Border FCU has the most branches. $10,000, best rate first.
This credit union’s best
Border FCU
1.10%APY
- Requires
- None
- Minimum
- $75
- Earns on $10,000 a year
- $110
Save and Score Savings Account
Top rate
Soarion Credit Union
3.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
2nd-highest rate
Falcon Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Border FCU savings score
86
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0001.10%
- $10,000 balance$10,0001.10%
- $100,000 balance$100,0001.30%
- QualifiedQualified1.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Border FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 – $10,000 | 1.00% | — |
| $10,000 – $25,000 | 1.00% | $100 |
| $25,000 – $75,000 | 1.05% | — |
| $75,000 – $100,000 | 1.20% | — |
| $100,000 – $200,000 | 1.30% | — |
| $200,000 and up | 1.35% | — |
Sources (1)
- borderfcu.com/deposits · captured Oct 6, 2026
Save and Score Savings Account
1.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $75 and up | 1.10% | $110 |
Sources (1)
- borderfcu.com/deposits · captured Oct 6, 2026
Regular Shares (Savings) Account
0.10%APY
Membership qualification required. Minimum deposit of $5.00 to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMinimum average balance of $500.00 required to earn dividends / obtain disclosed APY.$500 and up | 0.10% | $10 | Minimum average balance of $500.00 required to earn dividends / obtain disclosed APY. |
Sources (2)
All captured Oct 6, 2026
Non-Dividend Share Savings Account
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Sources (1)
- borderfcu.com/deposits · captured Oct 6, 2026
Special-purpose accounts
Christmas Club Account
0.50%APY
Dividends may be lost and $25.00 penalty assessed if funds are withdrawn prior to November each year. All funds (minus $5.00) automatically transferred on the 1st Friday in November to primary share account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.50% | $50 |
Sources (2)
All captured Oct 6, 2026
Educational IRA
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.50% | $50 |
Sources (1)
- borderfcu.com/deposits · captured Oct 6, 2026
Roth IRA
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.50% | $50 |
Sources (1)
- borderfcu.com/deposits · captured Oct 6, 2026
Traditional IRA
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.50% | $50 |
Sources (1)
- borderfcu.com/deposits · captured Oct 6, 2026
Vacation Club Account
0.50%APY
Dividends may be lost and $25.00 penalty assessed if funds are withdrawn prior to November each year. All funds (minus $5.00) automatically transferred on the 1st Friday in June to primary share account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.50% | $50 |
Sources (2)
All captured Oct 6, 2026
Youth Share Account
0.10%APY
For youth 16 years and under; converts to a Regular Share Account at age 17.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (2)
All captured Oct 6, 2026
Who can join Border FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, worship, or attend school in Crockett, Dimmit, Edwards, Frio, Kinney, LaSalle, Maverick, Real, Sutton, Terrell, Uvalde, Val Verde, or Zavala County are eligible for membership.
Family and household
- Immediate family members of an existing BFCU member are eligible for membership.
Cost to join
- Membership requires opening a share (savings) account with a minimum deposit of $5.00.
Membership information collected October 5, 2026.