Credit union · NCUA insured
STAR Financial Credit Union
Top CarrotA $50.6M credit union headquartered in Corpus Christi, TX, with 2,918 members and 2 branches in Texas. Best rates: CDs 3.43% and savings 1.08% APY.
STAR Financial Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#3 of 21 in Corpus Christi, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About STAR Financial Credit Union
Founded in 1959 as Pontiac Employee Federal, STAR Financial Credit Union began by serving the employees of Pontiac Refinery, later known as CITGO Refinery.
Based in Corpus Christi, Texas, the credit union operates two full-service locations serving over 3,000 members across Nueces County.
- Headquarters
- 10429 Leopard St, Corpus Christi, TX 78410-1933
- NCUA charter
- 68300
Branches
2 branches in Texas
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Texas
2 branches
- McKinzie & LeopardMain office10429 Leopard St, Corpus Christi, TX 78410Directions
- Holly Road6009 Holly Rd, Corpus Christi, TX 78412Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.99% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.40% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.17% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio10.99%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.40%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.17%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of STAR Financial Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.