Credit union · NCUA insured
Oak Cliff Christian Federal Credit Union
A $7.9M credit union headquartered in Dallas, TX, with 1,564 members and 1 branch in Texas. Best rates: CDs 3.75% and savings 0.10% APY.
Oak Cliff Christian Federal Credit Union Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#96 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Oak Cliff Christian Federal Credit Union
Oak Cliff Christian Federal Credit Union is headquartered in Dallas, Texas.
- Headquarters
- 1130 W Camp Wisdom Rd, Dallas, TX 75232-3404
- NCUA charter
- 24804
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members, employees, and students of OCBF and its subsidiaries are eligible for membership.
Family and household
- Family members of OCBF or its subsidiaries' members, employees, or students are eligible for membership.
Branches
1 branch in Texas
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Texas
1 branch
- BranchMain office1130 W Camp Wisdom Rd, Dallas, TX 75232Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.22% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.78% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.93% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $86 | $59 | — |
- CapitalNet worth ratio7.22%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.78%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.93%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$86Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Oak Cliff Christian Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.