Credit union · NCUA insured
Oak Cliff Christian Federal Credit Union Savings Rates
Oak Cliff Christian Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Legacy Fund. Rates checked October 16, 2026.
How Oak Cliff Christian Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Oak Cliff Christian Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oak Cliff Christian Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $10
Legacy Fund
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Oak Cliff Christian Federal Credit Union savings score
63
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oak Cliff Christian Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Legacy Fund
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $10,000 | 0.10% | $10 |
Sources (1)
- occfcu.org/rates/deposit-rates · captured Sep 17, 2026
Money Market Savings
0.05%APY
Requires opening a Share Account for credit union membership. Minimum average daily balance of $2,000 required to obtain APY. No monthly fees with a minimum balance of $2,000. Dividends paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upMinimum opening deposit of $2,000. Minimum average daily balance of $2,000 required to obtain APY. No monthly fees with a minimum balance of $2,000. Dividends paid monthly.$2,000 and up | 0.05% | $5 | Minimum opening deposit of $2,000. Minimum average daily balance of $2,000 required to obtain APY. No monthly fees with a minimum balance of $2,000. Dividends paid monthly. |
Share Savings Account
0.01%APY
Membership requires maintaining a $25 balance in savings account and demonstrating regular activity. Up to 3 withdrawals per month free of charge; $5 fee per excessive withdrawal thereafter. Dividends paid monthly on daily balance of $100 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid monthly when daily balance remains at $100 or more.$100 and up | 0.01% | $1 | Dividends paid monthly when daily balance remains at $100 or more. |
Special-purpose accounts
Cliff Kids Club Savings
0.05%APY
For kids 17 and under. No monthly service charges. Receive a prize upon first deposit. Dividends paid monthly when daily balance remains $100 or more. Limited withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000For kids 17 and under. Dividends paid monthly when daily balance remains $100 or more.$100 – $10,000 | 0.05% | $5 | For kids 17 and under. Dividends paid monthly when daily balance remains $100 or more. |
Christmas Club Account
0.01%APY
No minimum balance required. No monthly service charges. Free withdrawals between November 1st and January 31st; penalty imposed for each withdrawal between February 1st and October 31st. Dividends paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000Dividends paid monthly when daily balance remains at $100 or more. Free withdrawals between November 1st and January 31st; penalty for withdrawals between February 1st and October 31st.$100 – $10,000 | 0.01% | $1 | Dividends paid monthly when daily balance remains at $100 or more. Free withdrawals between November 1st and January 31st; penalty for withdrawals between February 1st and October 31st. |
Who can join Oak Cliff Christian Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members, employees, and students of OCBF and its subsidiaries are eligible for membership.
Family and household
- Family members of OCBF or its subsidiaries' members, employees, or students are eligible for membership.
Membership information collected October 5, 2026.