Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Texas
- Kerr County Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $5,000 min
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends will be compounded quarterly and credited quarterly using the Average Daily Balance. Limit of six (6) withdrawals per month to avoid fees.
Offer: Minimum average daily balance of $5,000 required to obtain APY.
0.75% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate checked
More details - One World BankRocket 88 Personal Money MarketRocket 88 Personal Money Market · $5,000 min · 0.10%–3.75% by balance
Bank · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: $5,000 minimum opening deposit required. Maintain a $5,000 minimum daily balance to avoid the $20.00 maintenance fee. Variable rate determined daily at bank's discretion.
0.10% interest rate · $20 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rocket 88 Personal Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.75% $25,000 – $100,000 1.75% $100,000 and up 3.75% Rate checked
More details - Jefferson BankPersonal Money Market AccountPersonal Money Market Account · $1,000 min · 0.75%–3.05% by balance
Bank · 13 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rate may change after the account is opened. Limit of six pre-authorized, automatic, telephone, computer, check, draft, or debit card transfers per month or statement cycle.
Offer: Rate may change after account opening.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,000 – $50,000Your amount 0.75% $50,000 – $100,000 0.75% $100,000 – $500,000 1.46% $500,000 – $1,000,000 1.87% $1,000,000 – $2,500,000 2.12% $2,500,000 – $5,000,000 2.38% $5,000,000 – $10,000,000 2.78% $10,000,000 – $20,000,000 3.04% $20,000,000 and up 3.05% Rate checked
More details - 0.75%APY$75 a year on $10,000
- Truity Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min · 0.75%–1.10% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle.
Offer: $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly.
0.74% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $49,999Your amount 0.75% $50,000 – $99,999 0.90% $100,000 – $199,999 0.95% $200,000 – $499,999 1.00% $500,000 and up 1.10% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $300 minimum opening deposit. $10 service charge per statement cycle if balance falls below $300 on any day of the statement cycle. $5 service charge per statement cycle for paper statements (free e-statements).
Offer: A $10 service charge is imposed each statement cycle if the balance falls below $300 on any day.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.75% Rate checked
More details - Refugio County FCUSavings Accounts (regular shares)Savings · $50 min · 0.75%–1.76% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Requires a $50 opening deposit and $25 minimum balance. No monthly service charge. Dividends paid quarterly on balances of $25 or more.
Offer: Dividends paid quarterly on balances of $25 or more.
0.75% interest rate · No monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Savings Accounts (regular shares) Balance APY Up to $15,000Your amount 0.75% $15,000 – $30,000 1.26% Over $30,000 1.76% Rate checked
More details - Port Arthur Teachers Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Prefered savings account rate set monthly. Limited withdrawals. Monthly dividends, compoundable dividends, quarterly statements. Minimum balance of $2,000.
Offer: Rate set monthly. Minimum balance of $2,000.
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Service charge of $5 per statement cycle waived with $100 daily balance. Interest compounds daily and is credited quarterly.
0.75% interest rate · $5 monthly fee · Effective Jul 2, 2026
Rate checked
More details - Houston Texas Fire Fighters Federal Credit UnionPrimary SavingsSavings · $5 min
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Required initial deposit of $5.00 to establish membership. No monthly service charge.
0.75% interest rate · No monthly fee · Effective Mar 27, 2025
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Dividends are based on balance tier and paid monthly. Limit of 6 withdrawal transactions per month. Subject to a $10.00 monthly service charge if transaction limit is exceeded or if balance drops below $2,500.00 minimum.
Offer: Dividends are paid monthly. Subject to a $10.00 monthly service charge if balance drops below $2,500.00 minimum or if 6 withdrawal transactions limit per month is exceeded.
0.75% interest rate · $10 monthly fee · Effective Apr 1, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Higher interest rates with minimum requirements including higher minimum balance requirement, limited withdrawals per month, and fewer check writing privileges. Non-term share account dividends are declared at the end of each quarter and subject to change without notice.
Offer: Balance tier < $25,000. Dividends declared at end of each quarter.
0.75% interest rate · Balance cap $25,000
Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly service fee of $5 is waived if the account maintains a monthly minimum balance of $1,500+ or with electronic delivery of statements only. Limited to 6 preauthorized, automatic, or telephonic withdrawals/transfers per month.
Offer: Promotional rate for up to $10,000 on new deposits when also opening an active checking account (e.g., with direct deposit or debit card). Available for a limited time only. Monthly fee waived with $1,500+ minimum monthly balance or electronic statements only.
Qualified rate · $5 monthly fee
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: No service fees with online statements. Rates subject to change. Fees may reduce earnings.
Offer: Rates subject to change. Fees may reduce earnings. No service fees with online statements.
0.75% interest rate · Effective Jan 7, 2026
Rate checked
More details - Houston Police Credit UnionSecondary SavingsSavings · $200 min · 0.00%–0.75% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends compounded daily and paid monthly when a $500.00 balance is maintained.
0.00% interest rate · Compounded daily · Effective Apr 21, 2025
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $500 0.00% $500 – $2,500 0.75% $2,500 and upYour amountDividend rate and stated APY applicable only if monthly balance is equal to or greater than required minimum monthly balance ($500.00). 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches