Bank · FDIC insured
One World Bank
A $290.1M bank headquartered in Dallas, TX, with 4 branches in Texas. Best rates: savings 3.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
- Savings973.75%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About One World Bank
Founded in 2005, One World Bank is headquartered in Dallas, Texas.
- Headquarters
- 2449 Walnut Hill Ln, Dallas, TX 75229
- FDIC certificate
- 57901 ↗
Branches
4 branches in Texas
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Texas
4 branches
Dallas area · 3
- One World BankMain office2449 Walnut Hill Ln, Dallas, TX 75229Directions
- Aubrey Branch26797 E University Dr, Aubrey, TX 76227Directions
- Richardson Branch100 N Central Expy, Richardson, TX 75080Directions
Houston area · 1
- Briar Forest Branch1520 W Sam Houston Pkwy S, Houston, TX 77042Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.24% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | -1.30% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $91 | $81 | — |
- CapitalLeverage ratio13.24%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets-1.30%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$91Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of One World Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.