Credit union · NCUA insured
Houston Texas Fire Fighters Federal Credit Union Savings Rates
Top CarrotHouston Texas Fire Fighters Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Primary Savings. Rates checked October 16, 2026.
How Houston Texas Fire Fighters Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Houston Texas Fire Fighters Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Houston Texas Fire Fighters Federal Credit Union
0.75%APY
- Minimum
- $5
- Earns on $10,000 a year
- $75
Primary Savings
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Houston Texas Fire Fighters Federal Credit Union savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Houston Texas Fire Fighters Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Primary Savings
0.75%APY
Required initial deposit of $5.00 to establish membership. No monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.75% | $75 |
Sources (1)
- htfffcu.org/primary-savings · captured Sep 17, 2026
Special-purpose accounts
Christmas Club Account
0.75%APY
Requires a minimum balance of $5.00; funds automatically transfer to Primary Savings Account every November.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (1)
- htfffcu.org/christmas-club-account · captured Sep 17, 2026
IRA Advantage
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (1)
- htfffcu.org/ira-accounts · captured Sep 17, 2026
Who can join Houston Texas Fire Fighters Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Houston Firefighters' Relief And Retirement Fund are eligible for membership.
- Employees of Houston Texas Fire Fighters Federal Credit Union are eligible for membership.
Military, government and schools
- Uniformed Houston Fire Department Firefighters are eligible for membership.
Family and household
- Eligible relatives (spouse, parents, children, stepchildren, grandchildren, brothers, sisters, grandparents) of eligible firefighters, employees, or members age 18 and over in good standing are eligible to join.
Cost to join
- Opening membership requires opening a savings account and depositing a minimum of $5.
Membership information collected October 5, 2026.