Bank · FDIC insured
Jefferson Bank Savings Rates
Jefferson Bank’s best savings rate is 0.75% APY on $10,000, with its Personal Money Market Account. Rates checked October 16, 2026.
How Jefferson Bank’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where Jefferson Bank has the most branches. $10,000, best rate first.
This bank’s best
Jefferson Bank
0.75%APY
- Minimum
- $200
- Earns on $10,000 a year
- $75
Personal Money Market Account
Top rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Jefferson Bank savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.46%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jefferson Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market Account
0.75%APY
Rate may change after the account is opened. Limit of six pre-authorized, automatic, telephone, computer, check, draft, or debit card transfers per month or statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $50,000Rate may change after account opening. | 0.75% | $75 | Rate may change after account opening. |
| $50,000 – $100,000Rate may change after account opening. | 0.75% | — | Rate may change after account opening. |
| $100,000 – $500,000Rate may change after account opening. | 1.46% | — | Rate may change after account opening. |
| $500,000 – $1,000,000Rate may change after account opening. | 1.87% | — | Rate may change after account opening. |
| $1,000,000 – $2,500,000Rate may change after account opening. | 2.12% | — | Rate may change after account opening. |
| $2,500,000 – $5,000,000Rate may change after account opening. | 2.38% | — | Rate may change after account opening. |
| $5,000,000 – $10,000,000Rate may change after account opening. | 2.78% | — | Rate may change after account opening. |
| $10,000,000 – $20,000,000Rate may change after account opening. | 3.04% | — | Rate may change after account opening. |
| $20,000,000 and upRate may change after account opening. | 3.05% | — | Rate may change after account opening. |
Sources (2)
- jeffersonbank.com/personal/per…ngs/money-market-account
- jeffersonbank.com/info-center/personal-interest-rates
All captured Oct 6, 2026
Personal Savings
0.50%APY
Monthly service charge of $5 is waived with a $500 minimum daily balance or if the primary account holder is under the age of 25. Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upInterest paid on any collected balance. Minimum daily balance of $25 to obtain APY. Monthly fee of $5 waived with $500 minimum daily balance or if primary account holder is under age 25. Rate may change after opening.$25 and up | 0.50% | $50 | Interest paid on any collected balance. Minimum daily balance of $25 to obtain APY. Monthly fee of $5 waived with $500 minimum daily balance or if primary account holder is under age 25. Rate may change after opening. |
Special-purpose accounts
IRA Savings 18-Month Variable
2.02%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsMinimum opening deposit $500; maximum contribution limits apply; rate may change quarterly at bank discretion | 2.02% | $305 |
Sources (2)
- jeffersonbank.com/personal/personal-savings/iras
- jeffersonbank.com/info-center/personal-interest-rates
All captured Oct 6, 2026
IRA Savings 12-Month Fixed
2.00%APY · 1 term
| Term | APY · $500 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsMinimum opening deposit $500; maximum contribution limits apply | 2.00% | 2.00% | 2.00%2.00% from $100k | $200 |
Sources (2)
- jeffersonbank.com/personal/personal-savings/iras
- jeffersonbank.com/info-center/personal-interest-rates
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.