Credit union · NCUA insured
Houston Police Credit Union
Top CarrotA $999.5M credit union headquartered in Houston, TX, with 33,086 members and 3 branches in Texas. Best rates: CDs 4.02% and savings 1.26% APY.
Houston Police Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#16 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Houston Police Credit Union
Founded in 1937 as a member-owned financial cooperative, Houston Police Credit Union was established by Houston Law Enforcement to serve Houston Police Department employees and their families.
Headquartered in Houston, Texas, the credit union operates branches serving law enforcement personnel, employees, and their families across the Houston Metropolitan Statistical Area.
- Headquarters
- 1600 Memorial Dr, Houston, TX 77007-7702
- NCUA charter
- 2357
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Active or retired Law Enforcement civilian employees within the Houston Metropolitan Statistical Area are eligible to join.
- Active or retired Law Enforcement Officers within the Houston Metropolitan Statistical Area are eligible to join.
Family and household
- Family members (including spouse, children, daughter/son-in-law, siblings, parents, mother/father-in-law, grandparents, grandchildren, great grandchildren, and legal dependents) of eligible Law Enforcement and civilian employees are eligible to join.
- Surviving spouses of deceased Law Enforcement Officers or civilian employees within the Houston Metropolitan Statistical Area are eligible to join.
Cost to join
- A minimum opening deposit of $5 is required to join the credit union.
Branches
3 branches in Texas
Loading map…
Texas
3 branches
- Memorial BranchMain office1600 Memorial Dr, Houston, TX 77007Directions
- Travis Branch1200 Travis St Fl 20, Houston, TX 77002Directions
- Willowbrook Branch17314 State Highway 249 Ste 107, Houston, TX 77064Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.42% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.70% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.13% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $53 | $88 | — |
- CapitalNet worth ratio16.42%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.70%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.13%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$53Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Houston Police Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.