Bank · FDIC insured
BOC Bank Savings Rates
BOC Bank’s best savings rate is 1.16% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How BOC Bank’s savings rates compare
Compared with banks and credit unions near Pampa, TX, where BOC Bank has the most branches. $10,000, best rate first.
This bank’s best
BOC Bank
1.16%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $116
Money Market
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
First National Bank Texas
2.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $200
BOC Bank savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.16%
- $10,000 balance$10,0001.16%
- $100,000 balance$100,0001.16%
- QualifiedQualified1.16%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BOC Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.16%APY
No service fees with online statements. Rates on savings and money market accounts may change at the bank's discretion based on market conditions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upNo service fees with online statements. Fees may reduce earnings. Minimum balance of $1,000.$1,000 and up | 1.16% | $116 | No service fees with online statements. Fees may reduce earnings. Minimum balance of $1,000. |
Personal Savings
0.75%APY
No service fees with online statements. Rates subject to change. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates subject to change. Fees may reduce earnings. No service fees with online statements.Any balance | 0.75% | $75 | Rates subject to change. Fees may reduce earnings. No service fees with online statements. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.