Bank · FDIC insured
Texana Bank Savings Rates
Texana Bank’s best savings rate is 0.75% APY, with its Savings Account, with extra requirements. Rates checked October 16, 2026.
How Texana Bank’s savings rates compare
Compared with banks and credit unions near Texarkana, TX-AR, where Texana Bank has the most branches. $10,000, best rate first.
This bank’s best
Texana Bank
0.75%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $75
Savings Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Red River Credit Union
2.60%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $260
Texana Bank savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0004.25%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texana Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market
4.25%APY
Variable rate account. Promotion is available for a limited time for new deposits only.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo maintenance fee if balance stays above $2,500; $12 per month maintenance fee applies if balance falls below $2,500. Promotion effective July 6, 2026 for new deposits only. Variable rate subject to change. Transfers limited to 6 per month per federal regulations.Any balance | 4.25% | $425 | No maintenance fee if balance stays above $2,500; $12 per month maintenance fee applies if balance falls below $2,500. Promotion effective July 6, 2026 for new deposits only. Variable rate subject to change. Transfers limited to 6 per month per federal regulations. |
Sources (3)
- texanabank.com/specials
- texanabank.com/personal/investments
- texanabank.com/personal/investments/premier-money-market
All captured Sep 17, 2026
Savings Account
Up to 0.75%APY
Variable rate account. Monthly service fee of $5 is waived if the account maintains a monthly minimum balance of $1,500+ or with electronic delivery of statements only. Limited to 6 preauthorized, automatic, or telephonic withdrawals/transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Promotional rate for up to $10,000 on new deposits when also opening an active checking account (e.g., with direct deposit or debit card). Available for a limited time only. Monthly fee waived with $1,500+ minimum monthly balance or electronic statements only. | 0.75% | $75 | Promotional rate for up to $10,000 on new deposits when also opening an active checking account (e.g., with direct deposit or debit card). Available for a limited time only. Monthly fee waived with $1,500+ minimum monthly balance or electronic statements only. |
| Any balanceBase rate on new savings account. Monthly fee waived with $1,500+ minimum monthly balance or electronic statements only. | 0.20% | $20 | Base rate on new savings account. Monthly fee waived with $1,500+ minimum monthly balance or electronic statements only. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.