Bank · FDIC insured
One World Bank Savings Rates
One World Bank’s best savings rate is 3.75% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How One World Bank’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where One World Bank has the most branches. $10,000, best rate first.
This bank’s best
One World Bank
3.75%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $375
Regular Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
One World Bank savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.75%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0003.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where One World Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Rocket 88 Personal Money Market
0.75%APY
$5,000 minimum opening deposit required. Maintain a $5,000 minimum daily balance to avoid the $20.00 maintenance fee. Variable rate determined daily at bank's discretion.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $25,000 | 0.75% | $75 |
| $25,000 – $100,000 | 1.75% | — |
| $100,000 and up | 3.75% | — |
Regular Savings
3.75%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMaintain a $300 minimum daily balance to avoid the $5.00 monthly maintenance fee. Rate may change after account is opened. If account is closed prior to end of the statement cycle, interest will not be paid for that statement cycle.Any balance | 3.75% | $375 | Maintain a $300 minimum daily balance to avoid the $5.00 monthly maintenance fee. Rate may change after account is opened. If account is closed prior to end of the statement cycle, interest will not be paid for that statement cycle. |
OWB Variable Rate Money Market
0.10%APY
$1,000 minimum opening deposit required. Maintain a minimum daily balance of $3,000 to avoid the $20.00 monthly maintenance fee. Variable rate determined at bank's discretion.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.10% | $10 |
| $25,000 – $50,000 | 0.15% | — |
| $50,000 – $100,000 | 0.25% | — |
| $100,000 – $500,000 | 0.35% | — |
| $500,000 – $1,000,000 | 0.45% | — |
| $1,000,000 – $2,000,000 | 0.55% | — |
| $2,000,000 and up | 0.65% | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.