Credit union · NCUA insured
Houston Texas Fire Fighters Federal Credit Union
Top CarrotA $401.2M credit union headquartered in Houston, TX, with 17,733 members and 3 branches in Texas. Best rates: CDs 4.02% and savings 0.75% APY.
Houston Texas Fire Fighters Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#25 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Houston Texas Fire Fighters Federal Credit Union
Granted a federal charter on April 9, 1935, Houston Texas Fire Fighters Federal Credit Union is a member-owned credit union whose directors are elected by the general membership.
Headquartered in Houston, Texas, the credit union operates three locations while pursuing its mission of people helping people.
- Headquarters
- 4200 Kolb St, Houston, TX 77007
- NCUA charter
- 258
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Houston Firefighters' Relief And Retirement Fund are eligible for membership.
- Employees of Houston Texas Fire Fighters Federal Credit Union are eligible for membership.
Military, government and schools
- Uniformed Houston Fire Department Firefighters are eligible for membership.
Family and household
- Eligible relatives (spouse, parents, children, stepchildren, grandchildren, brothers, sisters, grandparents) of eligible firefighters, employees, or members age 18 and over in good standing are eligible to join.
Cost to join
- Opening membership requires opening a savings account and depositing a minimum of $5.
Branches
3 branches in Texas
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Texas
3 branches
- Houston Texas Fire Fighters FCUMain office4200 Kolb St, Houston, TX 77007Directions
- Houston Texas Fire Fighters FCU15100 Heathrow Forest Pkwy, Houston, TX 77032Directions
- Houston Texas Fire Fighters FCU3030 Cullen Blvd Ste 111, Pearland, TX 77584Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.02% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.38% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.83% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $50 | $76 | — |
- CapitalNet worth ratio14.02%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.38%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.83%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$50Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Houston Texas Fire Fighters Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.