Kerr County Federal Credit Union Savings & Money Market Rates

How Kerr County Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Kerrville, TX, where Kerr County Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Kerr County Federal Credit Union
0.75%APY
Minimum
$5,000
Earns on $10,000 a year
$75
Money Market Checking Account
Top rate
Sunflower Bank
3.02%APY
Minimum
—
Earns on $10,000 a year
$302
Sunflower Bank rates
2nd-highest rate
First National Bank Texas
2.00%APY
Minimum
$0
Earns on $10,000 a year
$200
First National Bank Texas rates

Compare savings rates near you →

Savings score

Higher than 59% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.50%
$10,000 balance$10,0000.75%
$100,000 balance$100,0000.75%
QualifiedQualified0.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Kerr County Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Checking Account

0.75%APY$5,000 to open

Dividends will be compounded quarterly and credited quarterly using the Average Daily Balance. Limit of six (6) withdrawals per month to avoid fees.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5,000 and upMinimum average daily balance of $5,000 required to obtain APY.$5,000 and up	0.75%	$75	Minimum average daily balance of $5,000 required to obtain APY.

Sources (2)

All captured Oct 6, 2026

Regular Share Account

0.50%APY$5 to open

Dividends compounded quarterly and credited quarterly using Average Daily Balance. A penalty is imposed for early withdrawal. Fees could reduce earnings.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends compounded quarterly and credited quarterly using Average Daily Balance.$100 and up	0.50%	$50	Dividends compounded quarterly and credited quarterly using Average Daily Balance.

Sources (1)

kerrcountyfcu.com/share-rates · captured Oct 6, 2026

Special Share Savings

0.50%APY

Dividends compounded quarterly and credited quarterly using Average Daily Balance. A penalty is imposed for early withdrawal. Fees could reduce earnings.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends compounded quarterly and credited quarterly using Average Daily Balance.$100 and up	0.50%	$50	Dividends compounded quarterly and credited quarterly using Average Daily Balance.

Sources (1)

kerrcountyfcu.com/share-rates · captured Oct 6, 2026

Who can join Kerr County Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Kerr, Kimble, Edwards, Bandera, Kendall, Real, and Gillespie Counties are eligible for membership.

Family and household

Immediate family members (defined as spouse, child, step-child, sibling, parent, grandparent, or grandchild) of persons eligible through the field of membership are eligible to join.

Cost to join

A minimum balance of $5 is required in the share savings account.
There is a one-time membership fee of $5.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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