Compare Bank & Credit Union Rates
Best savings rates in Plano, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Plano, TX
- BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $300 minimum opening deposit. $10 service charge per statement cycle if balance falls below $300 on any day of the statement cycle. $5 service charge per statement cycle for paper statements (free e-statements).
Offer: A $10 service charge is imposed each statement cycle if the balance falls below $300 on any day.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.75% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Service charge of $5 per statement cycle waived with $100 daily balance. Interest compounds daily and is credited quarterly.
0.75% interest rate · $5 monthly fee · Effective Jul 2, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service charge if a $2,500 minimum daily balance is maintained; if balance falls below $2,500, a $6.50 service charge applies. Unlimited withdrawals and transfers made in person or at an ATM.
Offer: Tier 1 rate paid on daily balances. $6.50 monthly service charge waived with a $2,500 minimum daily balance.
0.50% interest rate · $6.50 monthly fee · Effective Jan 1, 2025
Rate checked
More details - Texas Health Credit UnionRegular Savings (Shares)Savings · $100 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Establish membership with Texas Health Credit Union; a $25 savings account entitles the member to access all other account and loan products. No monthly service fee.
Offer: Dividends paid quarterly on average balances in excess of $100.
0.25% interest rate · No monthly fee · Effective Sep 24, 2025
Rate by balance
Rate by balance for Regular Savings (Shares) Balance APY $100 – $5,000 0.25% $5,000 – $10,000Dividends paid quarterly. 0.40% $10,000 and upYour amountDividends paid quarterly. 0.50% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum opening balance of $5.00. Must maintain a minimum daily balance of $100.00 each day to obtain disclosed APYs. Tiered rates and APYs subject to average daily balances. Interest accrued and credited quarterly.
Offer: Must maintain a minimum daily balance of $100.00 each day to obtain APY. Interest accrued and credited quarterly.
0.45% interest rate · No monthly fee · Effective Jul 21, 2023
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,500 0.45% $2,500 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.50% $100,000 and up 0.55% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership eligibility required. No monthly service fees. Dividends paid monthly. $1 minimum deposit to open account and earn stated APY.
Offer: A $1 minimum balance is required to open a savings account and earn the stated APY.
0.30% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Plano, TX
99 accounts at 32 banks and credit unions · checked Oct 7–22
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches