Bank · FDIC insured
BOK Financial Savings Rates
BOK Financial’s best savings rate is 0.75% APY on $10,000, with its Premier Money Market. Rates checked October 15, 2026.
How BOK Financial’s savings rates compare
Compared with banks and credit unions near Tulsa, OK, where BOK Financial has the most branches. $10,000, best rate first.
This bank’s best
BOK Financial
0.75%APY
- Minimum
- $50
- Earns on $10,000 a year
- $75
Premier Money Market
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
BOK Financial savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.50%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BOK Financial ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market
0.75%APY
$15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.75% | $75 |
| $25,000 – $50,000 | 2.00% | — |
| $50,000 – $100,000 | 2.25% | — |
| $100,000 – $250,000 | 2.50% | — |
| $250,000 and up | 2.50% | — |
Personal Money Market
0.30%APY
$7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.20% | — |
| $10,000 – $25,000 | 0.30% | $30 |
| $25,000 and up | 0.35% | — |
Sources (2)
- bokfinancial.com/personal/prod…ng/savings/money-markets
- bokfinancial.com/landing-pages…ditions-ar/current-rates
All captured Oct 15, 2026
Personal Savings
Up to 0.20%APY
Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.Any balance | 0.20% | $20 | Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking. |
| Any balanceApplicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.Any balance | 0.10% | $10 | Applicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking. |
Sources (6)
- bokfinancial.com/personal/prod…personal-banking/savings
- bokfinancial.com/personal/prod…savings/savings-accounts
- bokfinancial.com/landing-pages…ditions-ar/current-rates
- bokfinancial.com/personal/prod…ditions-ar/current-rates
- bokfinancial.com/personal/prod…ditions-az/current-rates
- bokfinancial.com/landing-pages…ditions-az/current-rates
All captured Oct 15, 2026
Special-purpose accounts
Premier Money Market IRA
0.75%APY
$1,000 opening deposit required. Premier Money Market IRA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.75% | $75 |
| $25,000 – $50,000 | 1.50% | — |
| $50,000 – $100,000 | 1.55% | — |
| $100,000 – $250,000 | 2.00% | — |
| $250,000 and up | 2.00% | — |
Sources (2)
- bokfinancial.com/landing-pages…ditions-ar/current-rates
- bokfinancial.com/landing-pages…ditions-az/current-rates
All captured Oct 15, 2026
Youth Savings
0.25%APY
Free introductory account for minors under the age of 18; must be co-owned by a parent or guardian. When the client turns 20 years of age, the bank will convert the account to Personal Savings or other appropriate product offering. Clients must be at least 13 years old to enroll in Digital Access.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor students under age 18 co-owned by a parent or guardian. No monthly service fee.Any balance | 0.25% | $25 | For students under age 18 co-owned by a parent or guardian. No monthly service fee. |
Sources (6)
- bokfinancial.com/personal/prod…personal-banking/savings
- bokfinancial.com/landing-pages…ditions-ar/current-rates
- bokfinancial.com/personal/prod…ng/savings/youth-savings
- bokfinancial.com/personal/prod…ditions-ar/current-rates
- bokfinancial.com/personal/prod…ditions-az/current-rates
- bokfinancial.com/landing-pages…ditions-az/current-rates
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.