Bank · FDIC insured
Liberty National Bank
A $1.3B bank headquartered in Lawton, OK, with 9 branches in 2 states. Best rates: savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings780.50%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Liberty National Bank
Established in 1902 as the Bank of Elgin in Oklahoma, Liberty National Bank adopted its current name in 2002.
Owned by the Green Family and shareholders, the bank serves Oklahoma and North Texas with branches across several communities.
- Headquarters
- 629 Sw C Ave, Lawton, OK 73501
- FDIC certificate
- 11522 ↗
Branches
9 branches in 2 states
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Oklahoma
8 branches
Lawton area · 4
- Liberty National BankMain office629 Sw C Ave, Lawton, OK 73501Directions
- Elgin Branch8232 State Highway 17, Elgin, OK 73538Directions
- Medicine Par Branch23975 State Highway 49, Lawton, OK 73507Directions
- West Gore4005 W Gore Blvd, Lawton, OK 73505Directions
Oklahoma City area · 3
- Blanchard Branch1500 N Council, Blanchard, OK 73010Directions
- Chickasha Branch1924 S 4th St, Chickasha, OK 73018Directions
- South Penn Branch13300 S Pennsylvania Ave, Oklahoma City, OK 73170Directions
Apache area · 1
- Apache Branch802 Coblake St, Apache, OK 73006Directions
Texas
1 branch
- Plano, Texas Branch5550 Granite Pkwy, Plano, TX 75024Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.31% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.02% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.15% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $75 | $88 | — |
- CapitalLeverage ratio10.31%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.02%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.15%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$75Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Liberty National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.