Credit union · NCUA insured
Texas Health Credit Union Savings Rates
Top CarrotTexas Health Credit Union’s best savings rate is 2.52% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Texas Health Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Texas Health Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texas Health Credit Union
2.52%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $252
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Texas Health Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas Health Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
2.52%APY
Dividends are calculated daily and paid monthly. Members are allowed three withdrawals and three transfers ($500 minimum) per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 and up | 2.52% | $252 |
Money Market Checking
2.52%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 and up | 2.52% | $252 |
Sources (1)
- thcu.org/accounts/savings-rates · captured Sep 17, 2026
Regular Savings (Shares)
0.50%APY
Establish membership with Texas Health Credit Union; a $25 savings account entitles the member to access all other account and loan products. No monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000Dividends paid quarterly on average balances in excess of $100. | 0.25% | — | Dividends paid quarterly on average balances in excess of $100. |
| $5,000 – $10,000Dividends paid quarterly. | 0.40% | — | Dividends paid quarterly. |
| $10,000 and upDividends paid quarterly. | 0.50% | $50 | Dividends paid quarterly. |
Sources (3)
All captured Sep 17, 2026
Special-purpose accounts
IRA Savings
2.52%APY
Available as Traditional IRA and Roth IRA. Tax-exempt interest earnings compounded. Contributions subject to tax rules and limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid quarterly.$100 and up | 2.52% | $252 | Dividends paid quarterly. |
Christmas Club
1.01%APY
Special savings account to save for holiday spending. Can be opened at any time of the year. No monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends listed as quarterly on rate schedule / monthly on account details page.$25 and up | 1.01% | $101 | Dividends listed as quarterly on rate schedule / monthly on account details page. |
Health Savings
0.75%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid quarterly.$25 and up | 0.75% | $75 | Dividends paid quarterly. |
Sources (1)
- thcu.org/accounts/savings-rates · captured Sep 17, 2026
Who can join Texas Health Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends schools, or worships within 10 miles of the office at 4800 Grover Avenue.
Employers and groups
- Membership is open to members and employees of Texas Public Health Association.
- Membership is open to employees of Whole Foods Market.
Military, government and schools
- Membership is open to employees of the Department of State Health Services.
Family and household
- Membership is open to family members of any credit union member.
Cost to join
- Membership requires opening a $25 savings account to access accounts and loan products.
Membership information collected October 5, 2026.