Credit union · NCUA insured
Texas Health Credit Union
Top CarrotA $143.7M credit union headquartered in Austin, TX, with 4,816 members and 2 branches in Texas. Best rates: CDs 3.54% and savings 2.52% APY.
Texas Health Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#26 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Texas Health Credit Union
Texas Health Credit Union has been in operation in Austin, Texas since 1956.
The credit union was originally opened and staffed by volunteers looking for an alternative to higher priced, for-profit institutions.
- Headquarters
- 4800 Grover Ave, Austin, TX 78756
- NCUA charter
- 67452
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends schools, or worships within 10 miles of the office at 4800 Grover Avenue.
Employers and groups
- Membership is open to members and employees of Texas Public Health Association.
- Membership is open to employees of Whole Foods Market.
Military, government and schools
- Membership is open to employees of the Department of State Health Services.
Family and household
- Membership is open to family members of any credit union member.
Cost to join
- Membership requires opening a $25 savings account to access accounts and loan products.
Branches
2 branches in Texas
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Texas
2 branches
Austin area · 1
- Texas Health Credit UnionMain office4800 Grover Ave, Austin, TX 78756Directions
Dallas area · 1
- Cornerstone Resources6801 Parkwood Blvd Ste 300, Plano, TX 75024Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.77% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.17% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.63% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $55 | $76 | — |
- CapitalNet worth ratio13.77%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.17%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.63%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$55Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Texas Health Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.