Compare Bank & Credit Union Rates
Best savings rates in South Carolina
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in South Carolina
- 0.30%APY$30 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
0.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Palmetto First Federal Credit UnionPrime SharesSavings · $0 min · 0.15%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Offer: Minimum balance to earn dividend: $25.00
0.15% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Prime Shares Balance APY Up to $500 0.15% $500 – $5,000 0.25% $5,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Secured Advantage Federal Credit UnionLife Happens AccountSavings · $0 min · 0.20%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Account minimum balance is $0.00. Same rates and tiers as Regular Shares. Variable rate.
Offer: Account minimum balance $0.00. Same rates and tiers as Regular Shares.
0.20% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Life Happens Account Balance APY Up to $1,000 0.20% $1,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $250,000 0.45% Over $250,000 0.50% Rate checked
More details - Secured Advantage Federal Credit UnionRegular SharesSavings · $0 min · 0.20%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. Variable rate.
Offer: Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly.
0.20% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $1,000 0.20% $1,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $250,000 0.45% Over $250,000 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A service charge of $6 applies if the minimum balance drops below $100 any day in the quarterly statement cycle. Four free withdrawals per quarterly statement (a $2 charge applies per debit item exceeding four per quarterly statement cycle). Unlimited deposits. Statement mailed quarterly or delivered by eStatements. Savings linked to Checking Visa Debit/ATM card for withdrawal/transfer at any ATM. Regulation D limits certain transactions to 6 per month.
Offer: Interest Rate = 0.25% Annual Percentage Yield (APY). Rates are accurate and effective as of 9/17/2026. Interest accrues daily and is paid quarterly. Minimum balance to earn interest is $100. A service charge of $6 applies if minimum balance drops below $100 any day in the quarterly statement cycle.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Members are allotted six withdrawals per month.
Offer: Monthly fee of $25 is waived if a minimum daily balance of $10,000 is maintained.
0.25% interest rate · $25 monthly fee
Rate checked
More details - Spero FinancialMembership Savings Account (Primary Share)Savings · $250 min · 0.10%–0.25% by balance
Credit union · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: Membership account; requires $5 minimum deposit to remain untouched for relationship duration. Balances of $250 or more earn dividends (minor-owned memberships earn dividends on balances of $0.00 or more). 3 free withdrawals per month; $5.00 fee per excess over-the-counter withdrawal.
Offer: Balances >$250 to $2,500; dividends compounded and credited monthly; rates may change after account opening.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Account (Primary Share) Balance APY $250 – $2,500 0.10% $2,500 – $10,000 0.15% $10,000 and upYour amount 0.25% Rate checked
More details - Parda Credit UnionParda Premier SavingsSavings · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to earn preferred dividend rates; $5 monthly fee charged if balance falls below $2,500 requirement any day out of the month. First 3 withdrawals per month are free, then $3 charge thereafter. Membership and $1 par share deposit required.
Offer: Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month.
0.20% interest rate · Compounded monthly · $5 monthly fee
Rate by balance
Rate by balance for Parda Premier Savings Balance APY $2,500 – $10,000 0.20% $10,000 – $20,000Your amount 0.25% $20,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Variable rate.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires $5.00 one-time membership fee at account opening. To avoid $3 monthly fee, have a loan, direct deposit, maintain $100 average monthly balance, or be under age 25. Dividends calculated daily/average daily balance and posted quarterly.
Offer: $3.00 monthly fee waived by having a loan, direct deposit, maintaining $100 average monthly balance, or being under age 25. Variable rate.
0.25% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Palmetto Citizens Federal Credit UnionPrime Share (Savings)Savings · $100 min
Credit union · 16 branches
0.25%APY$25 a year on $10,000Requirements
Product: Open a share account with $5 to join membership. Additional savings accounts require no minimum balance. Dividends paid quarterly on balances of $100 or greater. Par value of $5 must remain in savings to maintain membership.
Offer: Dividends paid quarterly on balances of $100 or greater. Par value of $5 required. No minimum balance fee.
0.25% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in South Carolina
210 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches