Credit union · NCUA insured
Secured Advantage Federal Credit Union Savings Rates
Secured Advantage Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Secured Advantage Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Greenville, SC, where Secured Advantage Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Secured Advantage Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market
Top rate
Market USA Federal Credit Union
3.75%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
MTC Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
Secured Advantage Federal Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Secured Advantage Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
Minimum balance of $2,500.00 required to open and earn dividends. If balance falls below $2,500.00, dividends are paid at the regular share rate. Rates are variable and subject to change; dividends compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Dividends compounded monthly. Variable rate. | 1.00% | $100 | Dividends compounded monthly. Variable rate. |
| $25,000 – $50,000Dividends compounded monthly. Variable rate. | 1.25% | — | Dividends compounded monthly. Variable rate. |
| $50,000 – $100,000Dividends compounded monthly. Variable rate. | 1.50% | — | Dividends compounded monthly. Variable rate. |
| $100,000 – $250,000Dividends compounded monthly. Variable rate. | 1.75% | — | Dividends compounded monthly. Variable rate. |
| Over $250,000Dividends compounded monthly. Variable rate. | 2.00% | — | Dividends compounded monthly. Variable rate. |
Sources (2)
All captured Sep 19, 2026
Life Happens Account
0.25%APY
Account minimum balance is $0.00. Same rates and tiers as Regular Shares. Variable rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Account minimum balance $0.00. Same rates and tiers as Regular Shares. | 0.20% | — | Account minimum balance $0.00. Same rates and tiers as Regular Shares. |
| $1,000 – $10,000Account minimum balance $0.00. Same rates and tiers as Regular Shares. | 0.25% | $25 | Account minimum balance $0.00. Same rates and tiers as Regular Shares. |
| $10,000 – $25,000Account minimum balance $0.00. Same rates and tiers as Regular Shares. | 0.30% | — | Account minimum balance $0.00. Same rates and tiers as Regular Shares. |
| $25,000 – $50,000Account minimum balance $0.00. Same rates and tiers as Regular Shares. | 0.35% | — | Account minimum balance $0.00. Same rates and tiers as Regular Shares. |
| $50,000 – $100,000Account minimum balance $0.00. Same rates and tiers as Regular Shares. | 0.40% | — | Account minimum balance $0.00. Same rates and tiers as Regular Shares. |
| $100,000 – $250,000Account minimum balance $0.00. Same rates and tiers as Regular Shares. | 0.45% | — | Account minimum balance $0.00. Same rates and tiers as Regular Shares. |
| Over $250,000Account minimum balance $0.00. Same rates and tiers as Regular Shares. | 0.50% | — | Account minimum balance $0.00. Same rates and tiers as Regular Shares. |
Sources (1)
- securedadvantagefcu.com/rates · captured Oct 22, 2026
Regular Shares
0.25%APY
Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. Variable rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. | 0.20% | — | Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. |
| $1,000 – $10,000Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. | 0.25% | $25 | Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. |
| $10,000 – $25,000Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. | 0.30% | — | Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. |
| $25,000 – $50,000Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. | 0.35% | — | Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. |
| $50,000 – $100,000Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. | 0.40% | — | Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. |
| $100,000 – $250,000Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. | 0.45% | — | Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. |
| Over $250,000Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. | 0.50% | — | Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. |
Special-purpose accounts
IRA Money Market
1.00%APY
Applies to Traditional IRA Money Market and Roth IRA Money Market. Minimum balance of $2,500.00 required to earn dividends. Same rates and tiers as regular Money Market account. Variable rates compounded monthly. Early withdrawal of IRA funds may incur penalties.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Dividends compounded monthly. Variable rate. | 1.00% | $100 | Dividends compounded monthly. Variable rate. |
| $25,000 – $50,000Dividends compounded monthly. Variable rate. | 1.25% | — | Dividends compounded monthly. Variable rate. |
| $50,000 – $100,000Dividends compounded monthly. Variable rate. | 1.50% | — | Dividends compounded monthly. Variable rate. |
| $100,000 – $250,000Dividends compounded monthly. Variable rate. | 1.75% | — | Dividends compounded monthly. Variable rate. |
| Over $250,000Dividends compounded monthly. Variable rate. | 2.00% | — | Dividends compounded monthly. Variable rate. |
Christmas Club
0.60%APY
Account minimum balance is $0. Dividends compound monthly. Variable rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount minimum balance $0. Dividends compound monthly.Any balance | 0.60% | $60 | Account minimum balance $0. Dividends compound monthly. |
Sources (1)
- securedadvantagefcu.com/rates · captured Oct 22, 2026
Roth IRA Shares
0.25%APY
Account minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. Variable rate. Potential penalty for early withdrawal of IRA funds.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. | 0.20% | — | Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. |
| $1,000 – $10,000Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. | 0.25% | $25 | Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. |
| $10,000 – $25,000Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. | 0.30% | — | Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. |
| $25,000 – $50,000Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. | 0.35% | — | Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. |
| $50,000 – $100,000Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. | 0.40% | — | Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. |
| $100,000 – $250,000Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. | 0.45% | — | Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. |
| Over $250,000Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. | 0.50% | — | Minimum balance of $10.00 required to earn dividends. Same rates and tiers as Regular Shares. |
Traditional IRA Shares
0.25%APY
Account minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. Variable rate. Potential penalty for early withdrawal of IRA funds.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. | 0.20% | — | Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. |
| $1,000 – $10,000Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. | 0.25% | $25 | Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. |
| $10,000 – $25,000Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. | 0.30% | — | Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. |
| $25,000 – $50,000Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. | 0.35% | — | Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. |
| $50,000 – $100,000Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. | 0.40% | — | Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. |
| $100,000 – $250,000Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. | 0.45% | — | Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. |
| Over $250,000Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. | 0.50% | — | Minimum balance of $10 required to earn dividends. Same rates and tiers as Regular Shares. |
Who can join Secured Advantage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Greenville or Spartanburg counties, South Carolina, or in Wichita County or Iowa Park, Texas are eligible for membership.
Employers and groups
- Contract workers who regularly work under contract with Sealed Air Corp. are eligible for membership.
- Employees of Itty Bitty Child Care Center in Liberty, South Carolina are eligible for membership.
- Employees and retirees of Sealed Air Corp. or its subsidiaries/affiliates are eligible for membership.
Family and household
- Spouses, household members, or family members of current Secured Advantage members are eligible for membership.
Membership information collected October 4, 2026.