Credit union · NCUA insured
Parda Credit Union Savings Rates
Parda Credit Union’s best savings rate is 0.25% APY on $10,000, with its Parda Premier Savings. Rates checked October 16, 2026.
How Parda Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Parda Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Parda Credit Union
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Parda Premier Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Parda Credit Union savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Parda Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Parda Premier Savings
0.25%APY
Maintain a $2,500 minimum balance to earn preferred dividend rates; $5 monthly fee charged if balance falls below $2,500 requirement any day out of the month. First 3 withdrawals per month are free, then $3 charge thereafter. Membership and $1 par share deposit required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. | 0.20% | — | Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. |
| $10,000 – $20,000Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. | 0.25% | $25 | Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. |
| $20,000 – $50,000Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. | 0.30% | — | Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. |
| $50,000 – $100,000Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. | 0.35% | — | Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. |
| $100,000 and upCompounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. | 0.40% | — | Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month. |
Regular Savings
0.03%APY
Deposit initial $1 (represents one share of ownership in credit union) and keep $1 minimum balance required to maintain membership. $25 balance required to earn stated dividends. Compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Compounded monthly; $25 required to earn stated dividends. | 0.01% | — | Compounded monthly; $25 required to earn stated dividends. |
| $5,000 – $20,000Compounded monthly; $25 required to earn stated dividends. | 0.03% | $3 | Compounded monthly; $25 required to earn stated dividends. |
| $20,000 and upCompounded monthly; $25 required to earn stated dividends. | 0.05% | — | Compounded monthly; $25 required to earn stated dividends. |
All Other Savings Accounts
0.01%APY
No minimum balance required to earn stated dividends. Compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn stated dividends. Compounded monthly.Any balance | 0.01% | $1 | No minimum balance required to earn stated dividends. Compounded monthly. |
Sources (1)
- parda.com/bank/deposit-rates · captured Oct 5, 2026
Special-purpose accounts
All IRA Savings Account
0.20%APY
No minimum balance required to earn stated dividends. Compounded monthly. Tax advantage savings (Traditional and Roth IRAs); membership and $1 par share deposit required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn stated dividends. Compounded monthly.Any balance | 0.20% | $20 | No minimum balance required to earn stated dividends. Compounded monthly. |
Who can join Parda Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to any employee or retiree of an approved Select Employee Group (SEG).
Family and household
- Membership is open to family members of an employee or retiree of an approved Select Employee Group (SEG), including mother, father, sisters, brothers, children, grandchildren, grandparents, adoptive, and step families.
Other ways
- Consumers not otherwise eligible may join Parda Credit Union through the American Consumer Council (ACC) at no cost, subject to residency restrictions.
Cost to join
- There is no cost to join the American Consumer Council (ACC) for membership.
Membership information collected October 5, 2026.