Credit union · NCUA insured
Palmetto First Federal Credit Union Savings Rates
Palmetto First Federal Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How Palmetto First Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Florence, SC, where Palmetto First Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Palmetto First Federal Credit Union
0.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $60
Money Market Checking
Top rate
Sharonview Federal Credit Union
3.20%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $320
2nd-highest rate
Carolina Trust Credit Union
1.56%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $156
Palmetto First Federal Credit Union savings score
80
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Palmetto First Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Money Market
Up to 3.25%APY
Excess withdrawal fees could reduce earnings on account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250,000 – $500,000 | 1.50% | — |
| $500,000 – $1,000,000 | 3.15% | — |
| $1,000,000 and up | 3.25% | — |
Sources (1)
- palmettofirst.com/rates · captured Sep 19, 2026
Money Market Checking
0.60%APY
Excess withdrawal fees could reduce earnings on account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.50% | — |
| $10,000 – $25,000 | 0.60% | $60 |
| $25,000 and up | 0.70% | — |
Prime Shares
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Minimum balance to earn dividend: $25.00 | 0.15% | — | Minimum balance to earn dividend: $25.00 |
| $500 – $5,000Minimum balance to earn dividend: $500.00 | 0.25% | — | Minimum balance to earn dividend: $500.00 |
| $5,000 and upMinimum balance to earn dividend: $5,000.00 | 0.30% | $30 | Minimum balance to earn dividend: $5,000.00 |
Sources (1)
- palmettofirst.com/rates · captured Sep 19, 2026
Special-purpose accounts
HSA Club Account
0.80%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Minimum balance to earn dividend: $1000.00 | 0.60% | — | Minimum balance to earn dividend: $1000.00 |
| $500 – $5,000Minimum balance to earn dividend: $500.00 | 0.70% | — | Minimum balance to earn dividend: $500.00 |
| $5,000 and upMinimum balance to earn dividend: $5,000.00 | 0.80% | $80 | Minimum balance to earn dividend: $5,000.00 |
Sources (1)
- palmettofirst.com/rates · captured Sep 19, 2026
IRA Share Account
0.80%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Minimum balance to earn dividend: $100 | 0.60% | — | Minimum balance to earn dividend: $100 |
| $500 – $5,000Minimum balance to earn dividend: $500.00 | 0.70% | — | Minimum balance to earn dividend: $500.00 |
| $5,000 and upMinimum balance to earn dividend: $5,000.00 | 0.80% | $80 | Minimum balance to earn dividend: $5,000.00 |
Sources (3)
All captured Sep 19, 2026
Vacation Club/Santa Savings
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Minimum balance to earn dividend: $25.00 | 0.15% | — | Minimum balance to earn dividend: $25.00 |
| $500 – $5,000Minimum balance to earn dividend: $500.00 | 0.25% | — | Minimum balance to earn dividend: $500.00 |
| $5,000 and upMinimum balance to earn dividend: $5,000.00 | 0.30% | $30 | Minimum balance to earn dividend: $5,000.00 |
Sources (3)
All captured Sep 19, 2026
Who can join Palmetto First Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.