Compare Bank & Credit Union Rates
Best savings rates in Charleston, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Charleston, SC
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Maintain an average daily balance of $200 to avoid the $5.00 monthly service charge. No fee for Minor Accounts.
Offer: Maintain an average daily balance of $200 to avoid the $5.00 monthly service charge. Interest is compounded and credited quarterly.
$5 monthly fee
Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - REV Federal Credit UnionMoney MarketMoney Market · $0 min · 0.35%–3.15% by balance
Credit union · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Start earning dividends on balances as low as $1,500.
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.35% $25,000 – $100,000 0.45% $100,000 – $250,000 0.55% $250,000 – $500,000 0.55% $500,000 – $1,000,000 0.55% $1,000,000 and up 3.15% Rate checked
More details - The Bank of South CarolinaMoney Market AccountsMoney Market Accounts · $0 min · 0.20%–0.35% by balance
Bank · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Fees could reduce earnings on accounts. Interest Rates are subject to change. Rates may change after the account is opened.
0.20% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.20% $1,000 – $2,500 0.25% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.35% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Interest accrues daily, pays quarterly. No monthly maintenance fee when a $300.00 minimum balance is maintained. Unlimited monthly in-person withdrawals (first 2 free, then $3.00 per item). Preauthorized debits limited to 6 per month.
0.35% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Beacon Community BankPersonal Money MarketPersonal Money Market · $250 min · 0.15%–1.00% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Maintain an average daily balance of $2,500 to avoid the $10 monthly service charge. No fee for Minor Accounts (SCUGMA).
$10 monthly fee
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,500 0.15% $2,500 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $249,000 0.85% $250,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - South Carolina Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.00%–3.25% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: To open any account, deposit or already have on deposit at least the par value of one full share ($5.00) in any savings account. $10.00 monthly low balance fee if daily balance requirement ($1,000) is not met. Account withdrawal fee of $10.00 per withdrawal if more than 6 per month. Once a particular balance range is met, the Dividend Rate and APY for that balance range will apply to the full balance of the account.
Offer: Monthly fee of $10.00 applies if daily balance of $1,000 is not met.
0.00% interest rate · $10 monthly fee · Effective Dec 30, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $150 0.00% $150 – $1,000 0.00% $1,000 – $5,000 0.05% $10,000 – $25,000Your amountMonthly fee of $10.00 waived if daily balance of $1,000 is met. 0.10% $25,000 – $50,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.15% $50,000 – $100,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.65% $100,000 – $250,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.00% $250,000 – $500,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.25% $500,000 – $1,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.50% $1,000,000 – $3,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 3.00% $3,000,000 and upMonthly fee of $10.00 waived if daily balance of $1,000 is met. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Charleston, SC
49 accounts at 19 banks and credit unions · checked Sep 24–Oct 22
- Typical
- 0.05%
- Top 10% from
- 0.38%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Charleston, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CPM Federal Credit UnionCredit union · 2 branches
- Self-Help Federal Credit UnionCredit union · 1 branch
- Nucor Employee's Credit UnionCredit union · 1 branch