Bank · FDIC insured
The Bank of South Carolina Savings Rates
The Bank of South Carolina’s best savings rate is 0.35% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How The Bank of South Carolina’s savings rates compare
Compared with banks and credit unions near Charleston, SC, where The Bank of South Carolina has the most branches. $10,000, best rate first.
This bank’s best
The Bank of South Carolina
0.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $35
Money Market Accounts
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
CPM Federal Credit Union
3.04%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $304
The Bank of South Carolina savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Bank of South Carolina ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.35%APY
Fees could reduce earnings on accounts. Interest Rates are subject to change. Rates may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.20% | — |
| $1,000 – $2,500 | 0.25% | — |
| $2,500 – $10,000 | 0.30% | — |
| $10,000 and up | 0.35% | $35 |
Sources (1)
- banksc.com/rates · captured Sep 19, 2026
Savings Account
0.35%APY
Interest accrues daily, pays quarterly. No monthly maintenance fee when a $300.00 minimum balance is maintained. Unlimited monthly in-person withdrawals (first 2 free, then $3.00 per item). Preauthorized debits limited to 6 per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.35% | $35 |
Special-purpose accounts
Health Savings Account
0.35%APY
Designed to save for qualified medical and retiree health expenses on a tax-free basis. Service charge waived for the first 9 months; after 9 months, no monthly maintenance fee if a $1,000.00 average balance is maintained. Interest accrues daily, pays quarterly. Visa Check Card available for single coverage accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.20% | — |
| $2,500 – $5,000 | 0.25% | — |
| $5,000 – $10,000 | 0.30% | — |
| $10,000 and up | 0.35% | $35 |
Minor Savings Account
0.35%APY
Set up under South Carolina Uniform Gift to Minors Act (SCUGMA). Interest accrues daily, pays quarterly. No minimum balance. No monthly maintenance fee. Unlimited monthly in-person withdrawals (first 2 free, then $3.00 per item). Preauthorized debits limited to 6 per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.35% | $35 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.