Credit union · NCUA insured
Nucor Employee's Credit Union
Top CarrotA $69.8M credit union headquartered in Florence, SC, with 8,574 members and 12 branches in 7 states. Best rates: CDs 3.40% and savings 0.20% APY.
Nucor Employee's Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#1 of 15 in Florence, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Nucor Employee's Credit Union
Founded in late October 1962, Nucor Employee's Credit Union is a member-owned financial cooperative.
Headquartered in Florence, South Carolina, it was established to provide a reliable, low-cost source of borrowing money for employees.
The credit union focuses on serving Nucor Corporation teammates and their immediate families.
- Headquarters
- 1202 N Cashua Dr, Florence, SC 29501
- NCUA charter
- 61028
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees (teammates) of Nucor Corporation are eligible for membership.
Family and household
- Immediate family members of Nucor Corporation employees/teammates are eligible for membership.
Branches
12 branches in 7 states
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South Carolina
4 branches
Florence area · 2
- Nucor Employee's Credit Union Main OfficeMain office1202 N Cashua Dr, Florence, SC 29501Directions
- Nucor Employee's Credit Union Darlington Branch300 Steel Mill Rd, Darlington, SC 29540Directions
Charleston area · 1
- Nucor Employee's Credit Union Berkeley Branch1000 Hagan Rd, Huger, SC 29450Directions
Columbia area · 1
- Nucor Employee's Credit Union Swansea Branch200 Whetstone Rd, Swansea, SC 29160Directions
Alabama
2 branches
Decatur area · 1
- Nucor Employee's Credit Union Decatur Branch4301 Iverson Blvd, Trinity, AL 35673Directions
Tuscaloosa area · 1
- Nucor Employee's Credit Union Tuscaloosa1700 Holt Rd NE, Tuscaloosa, AL 35404Directions
Arkansas
2 branches
- Nucor Employee's Credit Union Blytheville Branch7301 E County Road 142, Blytheville, AR 72315Directions
- Nucor Employee's Credit Union Yamato Branch5929 E State Highway 18, Blytheville, AR 72315Directions
Louisiana
1 branch
- Nucor Employee's Credit Union Convent LA Branch9101 Hwy 3125, Convent, LA 70723Directions
North Carolina
1 branch
- Nucor Employee's Credit Union Hertford Branch1501 River Rd, Cofield, NC 27922Directions
New York
1 branch
- Nucor Employee's Credit Union Auburn Branch25 Quarry Rd, Auburn, NY 13021Directions
Tennessee
1 branch
- Nucor Employee's Credit Union Memphis Branch3601 Paul R Lowry Rd, Memphis, TN 38109Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.74% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.61% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.82% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $73 | $59 | — |
- CapitalNet worth ratio19.74%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.61%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.82%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$73Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Nucor Employee's Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.