Credit union · NCUA insured
CPM Federal Credit Union
Top CarrotA $742M credit union headquartered in North Charleston, SC, with 66,965 members and 11 branches in South Carolina. Best rates: CDs 3.70% and savings 3.04% APY.
CPM Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#3 of 33 in Greenville, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CPM Federal Credit Union
Founded in 1955 as Charleston Paper Mill, CPM Federal Credit Union originally served the employees of the paper mill and their families.
Headquartered in North Charleston, South Carolina, the credit union operates 11 branches across the state.
- Headquarters
- 1066 E Montague Ave, North Charleston, SC 29405
- NCUA charter
- 21971
Branches
11 branches in South Carolina
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South Carolina
11 branches
Hilton Head Island area · 3
- Beaufort Main3481 Trask Pkwy, Beaufort, SC 29906Directions
- Beaufort Port Royal100 Midtown Dr, Beaufort, SC 29906Directions
- Bluffton95 Buckwalter Place Boulevard, Bluffton, SC 29910Directions
Greenville area · 3
- Greenville Augusta Street1111 Augusta St, Greenville, SC 29605Directions
- Greenville Butler Road1270 E Butler Rd, Greenville, SC 29607Directions
- Simpsonville307 Harrison Bridge Rd, Simpsonville, SC 29680Directions
Spartanburg area · 2
- Greer1445 Highway 101 S, Greer, SC 29651Directions
- Spartanburg240 E Blackstock Rd, Spartanburg, SC 29301Directions
Charleston area · 2
- North Charleston1066 E Montague Ave, North Charleston, SC 29405Directions
- Summerville165 Brighton Park Blvd, Summerville, SC 29486Directions
Orangeburg area · 1
- Orangeburg1174 Boulevard St, Orangeburg, SC 29115Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.89% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.92% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.12% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $74 | $76 | — |
- CapitalNet worth ratio8.89%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.92%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.12%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$74Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CPM Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.