Bank · FDIC insured
Beacon Community Bank
A $982.3M bank headquartered in Mount Pleasant, SC, with 6 branches in South Carolina. Best rates: CDs 3.97% and savings 0.55% APY.
Beacon Community Bank Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#12 of 28 in Charleston, SC metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Beacon Community Bank
Beacon Community Bank is a division of Coastal Carolina National Bank, serving Mount Pleasant and Charleston, South Carolina.
The bank focuses on small business lending.
- Headquarters
- 2347 Highway 17n, Mount Pleasant, SC 29466
- FDIC certificate
- 59106 ↗
Branches
6 branches in South Carolina
Loading map…
South Carolina
6 branches
- Beacon Community BankMain office2347 Highway 17n, Mount Pleasant, SC 29466Directions
- Bay Street Branch578 E. Bay Street, Charleston, SC 29403Directions
- Daniel Island Branch20 Fairchild St, Charleston, SC 29492Directions
- Ben Sawyer Branch1210 Ben Sawyer Blvd, Mount Pleasant, SC 29464Directions
- Houston Northcutt966 Houston Northcutt Blvd, Mount Pleasant, SC 29464Directions
- North Charleston Branch5270 International Blvd, North Charleston, SC 29418Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.46% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.02% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.47% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $110 | $81 | — |
- CapitalLeverage ratio8.46%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.02%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.47%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$110Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Beacon Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.