Bank · FDIC insured
United Community Bank
A $29B bank, the 73rd largest of 4,207, headquartered in Greenville, SC, with 191 branches in 6 states. Best rates: savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—3.80%Needs another account or monthly activityCD rates →
- Savings771.00%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Community Bank
United Community Bank is headquartered in Greenville, South Carolina.
- Headquarters
- 200 E Camperdown Way, Greenville, SC 29601
- FDIC certificate
- 16889 ↗
Branches
191 branches in 6 states
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Georgia
64 branches
Atlanta area · 32
- Adairsville Branch7400 Adairsville Hwy, Adairsville, GA 30103Directions
- Midway Office Branch5125 Atlanta Hwy, Alpharetta, GA 30004Directions
- Embry Hills Branch3310 Henderson Mill Rd, Atlanta, GA 30341Directions
- Buford Lanier Community Branch4356 S Lee St, Buford, GA 30518Directions
- Riverstone Branch2215 Riverstone Blvd, Canton, GA 30114Directions
- Sixes Road Branch3781 Sixes Rd, Canton, GA 30114Directions
- Ucb West Georgia Branch119 Maple St, Carrollton, GA 30117Directions
- Cartersville Branch1320 Joe Frank Harris Pkwy Se, Cartersville, GA 30120Directions
- Liberty National Bank Conyers Branch1000 Georgia Highway 138 Se, Conyers, GA 30013Directions
- Covington Bypass Branch9100 Covington Byp, Covington, GA 30014Directions
- Cumming Branch1015 Buford Rd, Cumming, GA 30041Directions
- North Point Branch4365 Browns Bridge Rd, Cumming, GA 30041Directions
- United Community Bank Of Lumpkin Co206 Morrison Moore Pkwy W, Dahlonega, GA 30533Directions
- Georgia 400 Facility6372 Highway 53 E, Dawsonville, GA 30534Directions
- Ucb Dawson County Branch109 Highway 53 W, Dawsonville, GA 30534Directions
- Douglasville Branch6670 Church St, Douglasville, GA 30134Directions
- Johns Creek Branch6600 Mcginnis Ferry Rd, Duluth, GA 30097Directions
- Fairburn 1st Community Branch65 Washington St, Fairburn, GA 30213Directions
- Southern Community Bank Branch525 N Jeff Davis Dr, Fayetteville, GA 30214Directions
- Jasper Branch118 Whitfield Dr, Jasper, GA 30143Directions
- First Bank Of The South Branch2230 Riverside Pkwy, Lawrenceville, GA 30043Directions
- Locust Grove Branch4970 Bill Gardner Pkwy, Locust Grove, GA 30248Directions
- Southern National Bank Branch200 Cherokee St Ne, Marietta, GA 30060Directions
- Monroe Branch2160 W Spring St, Monroe, GA 30655Directions
- Newnan Branch71 Bullsboro Dr, Newnan, GA 30263Directions
- Peachtree City Branch1500 Commerce Dr N, Peachtree City, GA 30269Directions
- Lost Mountain Crossing Branch5100 Dallas Hwy, Powder Springs, GA 30127Directions
- Powder Springs Branch1220 Richard D Sailors Pkwy, Powder Springs, GA 30127Directions
- Sandy Springs Branch4600 Roswell Rd, Sandy Springs, GA 30342Directions
- Snellville Branch2168 Scenic Hwy N, Snellville, GA 30078Directions
- Eagle National Stockbridge Branch850 Eagles Landing Pkwy, Stockbridge, GA 30281Directions
- Villa Rica Branch485 W Bankhead Hwy, Villa Rica, GA 30180Directions
Gainesville area · 6
- Braselton Banking Center Branch1502 Friendship Rd, Braselton, GA 30517Directions
- Gainesville Branch351 Jesse Jewell Pkwy, Gainesville, GA 30501Directions
- Peach State Bank & Trust Branch121 Ee Butler Pkwy, Gainesville, GA 30501Directions
- Quillian Corner Branch5172 Cleveland Hwy, Gainesville, GA 30506Directions
- Thompson Bridge Road Office2157 Sandridge Ct, Gainesville, GA 30501Directions
- South Hall Office3785 Mundy Mill Rd, Oakwood, GA 30566Directions
Brunswick area · 3
- Mall Branch109 Scranton Connector, Brunswick, GA 31525Directions
- North Brunswick Branch2001 S Commercial Dr, Brunswick, GA 31525Directions
- St. Simons Office Branch2461 Demere Rd, Saint Simons Island, GA 31522Directions
Savannah area · 3
- Savannah Branch27 Bull St, Savannah, GA 31401Directions
- Savannah Southside Branch8201 White Bluff Rd, Savannah, GA 31406Directions
- Victory Drive Branch2225 E Victory Dr, Savannah, GA 31404Directions
Athens area · 2
- Athens Branch780 Highway 29 N, Athens, GA 30601Directions
- Oconee County Branch2456 Mars Hill Rd, Watkinsville, GA 30677Directions
Blairsville area · 2
- Brackett'S Way Branch149 Bracketts Way, Blairsville, GA 30512Directions
- Prior Mo Branch177 Highway 515 E, Blairsville, GA 30512Directions
Blue Ridge area · 2
- Ingles Supermarket Branch5679 Appalachian Hwy, Blue Ridge, GA 30513Directions
- Ucb North Georgia Branch4000 Appalachian Hwy, Blue Ridge, GA 30513Directions
Cornelia area · 2
- Clarkesville Branch468 W Louise St, Clarkesville, GA 30523Directions
- New Community Branch1472 441 By-Pass, Cornelia, GA 30531Directions
Rome area · 2
- Mt Berry Branch2760 Martha Berry Hwy Ne, Rome, GA 30165Directions
- Rome Branch307 E 2nd Ave, Rome, GA 30161Directions
Summerville area · 2
- Peoples First Community Branch Office9699 Rome Blvd, Summerville, GA 30747Directions
- Trion Branch14031 Highway 27, Trion, GA 30753Directions
Clayton area · 1
- Ucb Rabun County Branch516 Highway 441 S, Clayton, GA 30525Directions
Cleveland area · 1
- Ucb White County Branch153 E Kytle St, Cleveland, GA 30528Directions
Jefferson area · 1
- Jackson County Branch2055 Homer Rd, Commerce, GA 30529Directions
Ellijay area · 1
- United Community Bank Of Gilmer Coun558 Industrial Blvd, Ellijay, GA 30540Directions
Helen area · 1
- Helen Full Service Branch8460 Highway 75 N, Helen, GA 30545Directions
Hiawassee area · 1
- Ucb Towns County Branch214 N Main St, Hiawassee, GA 30546Directions
McCaysville area · 1
- Tennessee Avenue Branch182 Blue Ridge Dr, McCaysville, GA 30555Directions
Waycross area · 1
- Waycross Branch1010 Plant Ave, Waycross, GA 31501Directions
North Carolina
37 branches
Raleigh area · 9
- Benson Branch200 E Church St, Benson, NC 27504Directions
- Cary Branch1105 Hatches Pond Lane, Cary, NC 27519Directions
- Clayton Branch102 E Main St, Clayton, NC 27520Directions
- Four Oaks Bank & Trust Company Branch6144 Us Highway 301 S, Four Oaks, NC 27524Directions
- Fuquay - Varina Branch325 N Judd Pkwy Ne, Fuquay-Varina, NC 27526Directions
- Old Drug Store Branch200 Glen Rd, Garner, NC 27529Directions
- Six Forks Road4711 Six Forks Rd, Raleigh, NC 27609Directions
- Smithfield Branch128 N 2nd St, Smithfield, NC 27577Directions
- Zebulon Branch805 N Arendell Ave, Zebulon, NC 27597Directions
Charlotte area · 6
- Rea Farms Branch9915 Sandy Rock Place, Charlotte, NC 28277Directions
- Sharon Road Branch4777 Sharon Rd, Charlotte, NC 28210Directions
- Aquesta Bank Mo Branch19510 Jetton Rd, Cornelius, NC 28031Directions
- Davidson Commons Branch568 Jetton St, Davidson, NC 28036Directions
- Northcross Branch9906 Knockando Ln, Huntersville, NC 28078Directions
- Brawley School Branch1078 Brawley School Rd, Mooresville, NC 28117Directions
Brevard area · 2
- Brevard Branch10 Park Pl E, Brevard, NC 28712Directions
- Downtown Brevard Branch160 W Main St, Brevard, NC 28712Directions
Asheville area · 2
- Etowah Branch50 United Bank Drive, Etowah, NC 28729Directions
- East Hendersonville Branch2520 Chimney Rock Rd, Hendersonville, NC 28792Directions
Andrews area · 1
- Andrews Branch732 Main St, Andrews, NC 28901Directions
Bakersville area · 1
- Bakersville Main Branch54 N Mitchell Ave, Bakersville, NC 28705Directions
Boone area · 1
- Blowing Rock Branch8036 Valley Blvd, Blowing Rock, NC 28605Directions
Bryson City area · 1
- Bryson City Branch145 Slope St, Bryson City, NC 28713Directions
Burnsville area · 1
- Burnsville Branch291 East Us Highway 19e, Burnsville, NC 28714Directions
Cashiers area · 1
- Cashiers/Chestnut Square Branch20 Frank Allen Rd, Cashiers, NC 28717Directions
Franklin area · 1
- Franklin Branch257 E Main St, Franklin, NC 28734Directions
Hayesville area · 1
- Hayesville Branch95 Hwy 64 W, Hayesville, NC 28904Directions
Murphy area · 1
- Murphy Branch116 Peachtree St, Murphy, NC 28906Directions
Newland area · 1
- Newland Branch200 Linville St, Newland, NC 28657Directions
Robbinsville area · 1
- Robbinsville Branch132 Rodney Orr Byp, Robbinsville, NC 28771Directions
Spruce Pine area · 1
- Spruce Pine Branch800 Summit Ave, Spruce Pine, NC 28777Directions
Sylva area · 1
- Sylva Branch1640 E Main St, Sylva, NC 28779Directions
Wallace area · 1
- Wallace Branch406 E Main St, Wallace, NC 28466Directions
Waynesville area · 1
- Waynesville Branch165 N Main St, Waynesville, NC 28786Directions
Whittier area · 1
- Cherokee Branch3273 U.S. Highway 441 North, Whittier, NC 28789Directions
Wilmington area · 1
- Wilmington Branch901 Military Cutoff Rd, Wilmington, NC 28405Directions
Winston-Salem area · 1
- Winston Salem - Oakwood Dr Branch110 Oakwood Dr, Winston-Salem, NC 27103Directions
South Carolina
33 branches
Greenville area · 13
- United Community BankMain office200 E Camperdown Way, Greenville, SC 29601Directions
- Anderson Branch815 N Main St, Anderson, SC 29621Directions
- Easley Branch1524 E Main St, Easley, SC 29640Directions
- Fountain Inn Branch300 N Weston St, Fountain Inn, SC 29644Directions
- Augusta Road Branch1400 Augusta St, Greenville, SC 29605Directions
- Haywood Road Branch470 Haywood Rd, Greenville, SC 29607Directions
- Woodruff Road Branch2101 Woodruff Rd, Greenville, SC 29607Directions
- Greer Branch809 W Wade Hampton Blvd, Greer, SC 29650Directions
- Laurens Branch101 W Main St, Laurens, SC 29360Directions
- Mauldin Branch401 W Butler Rd, Mauldin, SC 29662Directions
- Pendleton Branch901 S Mechanic St, Pendleton, SC 29670Directions
- Simpsonville Branch106 W College St, Simpsonville, SC 29681Directions
- Travelers Rest Branch570 Roe Center Ct, Travelers Rest, SC 29690Directions
Myrtle Beach area · 6
- Conway Branch1505 Church St, Conway, SC 29526Directions
- Little River Branch3187 Highway 9 E, Little River, SC 29566Directions
- Horry County State Bank Branch5009 Broad St, Loris, SC 29569Directions
- Coral Gables Ii Branch11915 Plaza Dr, Murrells Inlet, SC 29576Directions
- Myrtle Beach Branch1701 N Oak St, Myrtle Beach, SC 29577Directions
- Ocean Drive Branch617 Highway 17 S, North Myrtle Beach, SC 29582Directions
Spartanburg area · 4
- Boiling Springs Branch3995 Highway 9, Boiling Springs, SC 29316Directions
- Duncan Branch108 E Main St, Duncan, SC 29334Directions
- Inman Branch11500 Asheville Hwy, Inman, SC 29349Directions
- Spartanburg Branch449 E Main St, Spartanburg, SC 29302Directions
Charleston area · 4
- Charleston Tech Branch997 Morrison Dr, Charleston, SC 29403Directions
- West Ashley Branch946 Orleans Rd, Charleston, SC 29407Directions
- Mt Pleasant Branch602 Coleman Blvd, Mount Pleasant, SC 29464Directions
- Summerville Branch1510 Old Trolley Rd, Summerville, SC 29485Directions
Columbia area · 2
- Forest Drive Branch4018 Forest Dr, Columbia, SC 29204Directions
- Sunset Blvd Branch5346 Sunset Blvd, Lexington, SC 29072Directions
Greenwood area · 2
- Montague Branch701 Montague Ave, Greenwood, SC 29649Directions
- Ninety Six Branch207 N Cambridge St, Ninety Six, SC 29666Directions
Hilton Head Island area · 1
- Bluffton Branch52 Burnt Church Rd, Bluffton, SC 29910Directions
Gaffney area · 1
- Gaffney Branch311 S Limestone St, Gaffney, SC 29340Directions
Tennessee
26 branches
Nashville area · 14
- Community Bank & Trust Branch575 S Main St, Ashland City, TN 37015Directions
- Reliant Bank Mo Branch1736 Carothers Pkwy, Brentwood, TN 37027Directions
- Columbia Branch501 S James M Campbell Blvd, Columbia, TN 38401Directions
- Downtown Branch601 N Garden St, Columbia, TN 38401Directions
- Neely'S Mill Limited Service Branch1412 Trotwood Ave, Columbia, TN 38401Directions
- Gallatin Branch1204 Nashville Pike, Gallatin, TN 37066Directions
- Public Square Branch105 Public Sq, Mount Pleasant, TN 38474Directions
- Murfreesboro Branch1835 E Northfield Blvd, Murfreesboro, TN 37130Directions
- Lenox Village Branch6005 Nolensville Rd, Nashville, TN 37211Directions
- Tn-Nashville-Green Hills Branch4106- B Hillsboro Pike, Nashville, TN 37215Directions
- South Cheatham Branch704 Highway 70, Pegram, TN 37143Directions
- Pleasant View Branch2566 Highway 49 E, Pleasant View, TN 37146Directions
- Springfield Branch701 S Main St, Springfield, TN 37172Directions
- Thompson Station Office4809 Columbia Pike, Thompson's Station, TN 37179Directions
Knoxville area · 7
- Hunters Crossing Branch1087 Hunters Xing, Alcoa, TN 37701Directions
- Clinton Tn Charles G S Branch1110 N Charles Seivers Blvd, Clinton, TN 37716Directions
- Kingston Branch223 N 3rd St, Kingston, TN 37763Directions
- West Knox Branch10514 Kingston Pike, Knoxville, TN 37922Directions
- Hwy 321 Office Branch257 Medical Park Dr, Lenoir City, TN 37772Directions
- Loudon Branch817 Mulberry St, Loudon, TN 37774Directions
- Tellico Village Branch290 Village Square Dr, Loudon, TN 37774Directions
Clarksville area · 3
- 1929 Madison St Branch1929 Madison St, Clarksville, TN 37043Directions
- First Advantage Bank Main Office Branch1430 Madison St, Clarksville, TN 37040Directions
- Saint Bethlehem Branch2070 Wilma Rudolph Blvd, Clarksville, TN 37040Directions
Chattanooga area · 1
- Chattanooga Branch633 Chestnut St, Chattanooga, TN 37450Directions
Cleveland area · 1
- Cleveland Main Branch2525 Keith St Nw, Cleveland, TN 37312Directions
Florida
21 branches
Miami area · 7
- Boca Raton Office Branch1800 N Military Trl, Boca Raton, FL 33431Directions
- Coral Gables Branch3399 Ponce De Leon Blvd, Coral Gables, FL 33134Directions
- Ft. Lauderdale Branch450 E Las Olas Blvd, Fort Lauderdale, FL 33301Directions
- Fnbsm The Falls Branch8941 Sw 136th St, Miami, FL 33176Directions
- American National Bank Branch4301 N Federal Hwy, Oakland Park, FL 33308Directions
- Palm Beach Gardens Branch4290 Professional Center Dr, Palm Beach Gardens, FL 33410Directions
- Fl-South Miami- Sunset Drive Branch5880 Sunset Dr, South Miami, FL 33143Directions
Orlando area · 5
- Lake Mary Branch100 Colonial Center Pkwy, Lake Mary, FL 32746Directions
- Fl - Orlando -South Orange Branch250 South Orange Avenue, Orlando, FL 32801Directions
- Windermere Office Branch4705 S Apopka Vineland Rd, Orlando, FL 32819Directions
- Tavares Branch115 E Burleigh Blvd, Tavares, FL 32778Directions
- Winter Park Branch700 W Morse Blvd, Winter Park, FL 32789Directions
Crestview area · 3
- Destin Florida Branch35008 Emerald Coast Pkwy, Destin, FL 32541Directions
- Inlet Beach Branch12805 Us Highway 98 E, Inlet Beach, FL 32461Directions
- Santa Rosa Beach Branch3063 Us Highway 98 W, Santa Rosa Beach, FL 32459Directions
Palm Bay area · 1
- Melbourne Branch2338 Citadel Way, Melbourne, FL 32940Directions
Panama City area · 1
- Panama City Branch1805 W. 23rd St., Panama City, FL 32405Directions
Jacksonville area · 1
- Ponte Vedra Beach Office Branch820 Us Highway A1a N, Ponte Vedra Beach, FL 32082Directions
North Port area · 1
- Sarasota Branch1561 Main Street, Sarasota, FL 34236Directions
Port St. Lucie area · 1
- Stuart Office Branch309 Se Osceola St, Stuart, FL 34994Directions
Tampa area · 1
- Tampa Bay Office Branch5426 Bay Center Dr, Tampa, FL 33609Directions
Alabama
10 branches
Birmingham area · 3
- Birmingham Branch2121 Highland Ave S, Birmingham, AL 35205Directions
- Meadowbrook Branch2000 Meadow Lake Dr, Birmingham, AL 35242Directions
- Vestridge Branch1360 Montgomery Hwy, Birmingham, AL 35216Directions
Huntsville area · 3
- Al - Huntsville - Williams Ave Sw Branch201 Williams Ave Sw, Huntsville, AL 35801Directions
- Carl T. Jones Drive Branch2746 Carl T Jones Dr Se, Huntsville, AL 35802Directions
- Madison Branch8337 Highway 72 W, Madison, AL 35758Directions
Daphne area · 1
- Daphne Branch28000 Us Highway 98, Daphne, AL 36526Directions
Decatur area · 1
- Grant Street Branch255 Grant St Se, Decatur, AL 35601Directions
Florence area · 1
- Florence Branch230 E Tennessee St, Florence, AL 35630Directions
Tuscaloosa area · 1
- Tuscaloosa Branch2519 12th Street, Tuscaloosa, AL 35401Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.52% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.51% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $83 | $85 | — |
- CapitalLeverage ratio9.52%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.51%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$83Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.