Bank · FDIC insured
Beacon Community Bank Savings Rates
Beacon Community Bank’s best savings rate is 0.55% APY on $10,000, with its Personal Savings. Rates checked September 24, 2026.
How Beacon Community Bank’s savings rates compare
Compared with banks and credit unions near Charleston, SC, where Beacon Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Beacon Community Bank
0.55%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $55
Personal Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
CPM Federal Credit Union
3.04%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $304
Beacon Community Bank savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.55%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Beacon Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Personal Money Market
0.25%APY
Maintain an average daily balance of $2,500 to avoid the $10 monthly service charge. No fee for Minor Accounts (SCUGMA).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.15% | — |
| $2,500 – $25,000 | 0.25% | $25 |
| $25,000 – $100,000 | 0.50% | — |
| $100,000 – $249,000 | 0.85% | — |
| $250,000 and up | 1.00% | — |
Sources (3)
- beacon.bank/personal/banking/interest-rates
- beacon.bank/personal/banking/money-market
- beacon.bank/personal/disclosures
All captured Sep 19, 2026
Personal Savings
0.55%APY
Maintain an average daily balance of $200 to avoid the $5.00 monthly service charge. No fee for Minor Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMaintain an average daily balance of $200 to avoid the $5.00 monthly service charge. Interest is compounded and credited quarterly.Any balance | 0.55% | $55 | Maintain an average daily balance of $200 to avoid the $5.00 monthly service charge. Interest is compounded and credited quarterly. |
Sources (3)
- beacon.bank/personal/banking/interest-rates
- beacon.bank/personal/banking/savings
- beacon.bank/personal/disclosures
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.