Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Pennsylvania
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links with free Kasasa Cash or Kasasa Cash Back checking account.
Offer: Qualified rate tier for balances up to $50,000 when monthly qualifications in Kasasa Cash or Kasasa Cash Back checking account are met (at least 12 debit card purchases post/settle, at least 1 direct deposit or ACH post/settle, and enrolled in e-statements).
Qualified rate · 1.00% interest rate · Effective Jan 2, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.00% Over $50,000 0.64% Rate checked
More details - Horizon Federal Credit UnionHorizon SaverSavings · $0 min · 1.00%–3.00% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Must have Advantage, Bonus, or Rewards Checking account. Limit one account per SSN. If monthly qualifications are met, earn tiered rates; if qualifications are not met, earn the base rate.
Offer: Qualifications met in monthly qualification cycle
Qualified rate · 0.99% interest rate · No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Horizon Saver Balance APY Up to $25,000Your amount 1.00% $25,000 – $100,000 1.50% $100,000 and up 3.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 35 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Guthrie Community Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.95%–1.71% by balance
Credit union · 2 branches
0.95%APY$95 a year on $10,000Requirements
Product: Average daily balance must remain $100 or more. Three free withdrawals per month permitted; additional withdrawals subject to excessive withdrawal fees. Dividends calculated via average daily balance method, compounded daily, and credited monthly.
Offer: Minimum balance to earn APY is $0.01. Average daily balance must remain $100 or more. 3 free withdrawals per month.
0.95% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $99,999Your amount 0.95% $100,000 – $249,999 1.21% $250,000 – $499,999 1.46% $500,000 and up 1.71% Rate checked
More details - Ingersoll Rand Federal Credit UnionMoney Market AccountMoney Market Account · $100 min · 0.65%–1.26% by balance
Credit union · 2 branches
0.95%APY$95 a year on $10,000Requirements
Product: Join IRFCU to open. 6 available withdrawals per month. Minimum balance required to earn the APY is the same as the minimum amount to open the account. Federally insured by NCUA.
Effective May 19, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $100 and up 0.65% $2,500 and up 0.75% $10,000 and upYour amount 0.95% $25,000 and up 0.95% $50,000 and up 1.16% $100,000 and up 1.26% Rate checked
More details - 0.90%APY$90 a year on $10,000with conditions
Requirements
Product: Variable-rate savings account paired with High Interest Checking or Cash Back Checking.
Offer: Applies to all balances if checking account qualifications are not met in the monthly statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Dime Saver Balance APY Any balance 0.01% Up to $50,000Your amountRequires qualifying for High Interest Checking or Cash Back Checking rewards each monthly statement cycle (at least 12 debit card purchases post and settle, enrolled in and log into online banking, enrolled in and receive eStatement notice). 0.90% Over $50,000Requires qualifying for High Interest Checking or Cash Back Checking rewards each monthly statement cycle. Unknown Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 103 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Merck Sharp & Dohme Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.90%–2.15% by balance
Credit union · 7 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Minimum $2,500 average daily balance to earn dividends. Open online with a $1 minimum deposit, then complete and submit the Account Change Form. No minimum balance fees. No penalties for withdrawal. Instant access via Online Banking. My Advantage members receive an additional 0.25% (resulting APYs not fully tabulated).
Offer: Standard (non-My Advantage) rate on stated average daily balance band. Minimum $2,500 to earn dividends. No minimum balance fees.
Qualified rate · 0.90% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $19,999Your amount 0.90% $20,000 – $79,999My Advantage relationship: additional 0.25% on Money Market Accounts. Official pages' Rate.net widget quotes High Rate Money Market 1.84% APY at $25,000; dividend rate for the boosted offer is not stated. Do not add 0.25 to the table APY. 1.84% $80,000 and upPage also states Money Market Accounts up to 2.15% APY. 2.15% Rate checked
More details - Heritage Valley Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.90%–1.80% by balance
Credit union · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Minimum balance required to open an account and earn dividends is $2,500. Dividends are compounded monthly.
Offer: Yield assumes principal and dividends remain on deposit for 1 year. Dividends are compounded monthly.
0.90% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 0.90% $25,000 – $49,999 1.30% $50,000 – $99,999 1.55% $100,000 and up 1.80% Rate checked
More details - Ardent Credit UnionSaveUP AccountSavings · $5 min · 0.85%–3.30% by balance
Credit union · 10 branches
0.85%APY$85 a year on $10,000Requirements
Product: Limit one account per person. Maximum deposit of $1,000,000. No monthly service fee.
Offer: No monthly service fee. Limit one account per person.
0.85% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for SaveUP Account Balance APY Up to $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $500,000 1.40% $500,000 – $1,000,000 3.30% Rate checked
More details - New Tripoli BankMoney Market AccountMoney Market Account · $1,000 min · 0.85%–1.80% by balance
Bank · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Minimum deposit $1,000.00 to open. Maintenance fee $5.00 if avg daily balance less than $1,000.00 per cycle (p14) or $10.00 if balance falls below $1,000.00 (p43). Balance of $1,000.00 required to obtain disclosed APY; otherwise earns Statement Savings rate.
Offer: Below $1,000.00
0.85% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.85% $1,000 – $25,000Your amount 0.85% $25,000 – $100,000 0.85% $100,000 – $500,000 0.95% $500,000 – $1,000,000 1.70% $1,000,000 and up$1,000,000.00 and over 1.80% Rate checked
More details - First Capital Federal Credit UnionFirst Money MarketFirst Money Market · $1,000 min · 0.75%–1.60% by balance
Credit union · 6 branches
0.85%APY$85 a year on $10,000Requirements
Product: $1,000 minimum deposit to open. Avoid the $10 monthly service fee by maintaining a $1,000 minimum balance. 6 withdrawals and/or transfers allowed each month ($5 fee per excess transaction).
Offer: Avoid the $10 monthly service fee by maintaining a $1,000 minimum balance.
0.75% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for First Money Market Balance APY $1,000 – $5,000 0.75% $5,000 – $15,000Your amount 0.85% $15,000 – $50,000 1.10% $50,000 – $100,000 1.35% $100,000 and up 1.60% Rate checked
More details - Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.80%–1.00% by balance
Credit union · 4 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Member Value Program (MVP) rate. Minimum deposit to earn APY: $1,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product.
Qualified rate · 0.80% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.80% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.85% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.90% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 1.00% Rate checked
More details - Tendto Credit UnionMoney MarketMoney Market · $2,500 min · 0.70%–1.46% by balance
Credit union · 4 branches
0.80%APY$80 a year on $10,000Requirements
Product: Dividend rate may change after the account is opened. Fees may reduce earnings.
0.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 0.70% $10,000 and upYour amount 0.80% $25,000 and up 0.90% $50,000 and up 1.06% $100,000 and up 1.21% $200,000 and up 1.46% Rate checked
More details - Members 1st Federal Credit UnionMoney MarketMoney Market · $0 min · 0.05%–2.00% by balance
Credit union · 59 branches
0.80%APY$80 a year on $10,0000.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.80% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.70% $250,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
771 accounts at 315 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch