Credit union · NCUA insured
Members 1st Federal Credit Union
A $8.6B credit union, the 43rd largest of 4,329, headquartered in Enola, PA, with 629,837 members and 59 branches in Pennsylvania. Best rates: CDs 3.90% and savings 0.80% APY.
Members 1st Federal Credit Union Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#18 of 26 in Harrisburg, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Members 1st Federal Credit Union
Members 1st is a federally insured credit union headquartered in Enola, Pennsylvania.
- Headquarters
- 5000 Marketplace Way, Enola, PA 17025
- NCUA charter
- 6694
Branches
59 branches in Pennsylvania
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Pennsylvania
59 branches
Harrisburg area · 23
- Camp Hill Branch3512 Market St, Camp Hill, PA 17011Directions
- Carlisle Crossings Branch321 York Rd, Carlisle, PA 17013Directions
- North Middleton Branch1711 Spring Rd, Carlisle, PA 17013Directions
- Walnut Bottom Branch1166 Walnut Bottom Rd, Carlisle, PA 17015Directions
- West High Street Branch814 W High St, Carlisle, PA 17013Directions
- Duncannon Branch48 Business Campus Way, Duncannon, PA 17020Directions
- Enola Branch392 E Penn Dr, Enola, PA 17025Directions
- Valley Road Branch4305 Marketplace Way, Enola, PA 17025Directions
- Halifax Branch3589 Peters Mountain Rd, Halifax, PA 17032Directions
- Colonial Park Branch15 N Lockwillow Ave, Harrisburg, PA 17112Directions
- Derry Street Branch8100 Derry St, Harrisburg, PA 17111Directions
- Eisenhower Boulevard Branch770 Eisenhower Blvd, Harrisburg, PA 17111Directions
- Linglestown Road Branch2792 Old Post Rd, Harrisburg, PA 17110Directions
- Union Deposit Branch1021 Briarsdale Rd, Harrisburg, PA 17109Directions
- Hershey Route 322 Branch381 W Governor Rd, Hershey, PA 17033Directions
- Hummelstown Branch297 E Main St, Hummelstown, PA 17036Directions
- Highland Park Branch325 S 10th St, Lemoyne, PA 17043Directions
- Carlisle Pike Branch6280 Carlisle Pike, Mechanicsburg, PA 17050Directions
- Market Plaza Branch4 Market Plaza Way, Mechanicsburg, PA 17055Directions
- Naval Support Activity Branch5450 Carlisle Pike, Building 311, Mechanicsburg, PA 17050Directions
- Simpson Ferry Branch5211 Simpson Ferry Rd, Mechanicsburg, PA 17050Directions
- Middletown Branch361 E Main St, Middletown, PA 17057Directions
- Shippensburg Branch401 E King St, Shippensburg, PA 17257Directions
York area · 13
- Dillsburg Branch5 Tristan Dr, Dillsburg, PA 17019Directions
- Dover Branch4000 Carlisle Rd, Dover, PA 17315Directions
- Newberry Commons Branch350 Newberry Cmns, Etters, PA 17319Directions
- North Hanover Branch1221 Carlisle St, Hanover, PA 17331Directions
- South Hanover Branch1680 Baltimore Pike, Hanover, PA 17331Directions
- Manchester Giant Branch205 Glen Dr, Manchester, PA 17345Directions
- New Cumberland Branch132 Old York Rd, New Cumberland, PA 17070Directions
- Red Lion Branch3206 Cape Horn Rd, Red Lion, PA 17356Directions
- Shrewsberry Branch14601 Mount Airy Rd, Shrewsbury, PA 17361Directions
- Mt Rose Avenue Branch2420 Mount Rose Ave, York, PA 17402Directions
- South Queen Street Branch2124 S Queen St, York, PA 17403Directions
- West York Branch2145 White St, York, PA 17404Directions
- Whiteford Road Branch2360 Whiteford Rd, York, PA 17402Directions
Lancaster area · 10
- Denver Branch2050 N Reading Rd, Denver, PA 17517Directions
- Elizabethtown Branch1299 S Market St, Elizabethtown, PA 17022Directions
- Ephrata Branch836 E Main St, Ephrata, PA 17522Directions
- Columbia Avenue Branch2050 Columbia Ave, Lancaster, PA 17603Directions
- Greenfield Branch1815 Hempstead Rd, Lancaster, PA 17601Directions
- Lancaster Shopping Center Giant Branch1605 Lititz Pike, Lancaster, PA 17601Directions
- Lititz Pike Branch901 Lititz Pike, Lititz, PA 17543Directions
- Millersville Branch377 Comet Dr, Millersville, PA 17551Directions
- Mount Joy Branch815 E Main St, Mount Joy, PA 17552Directions
- Willow Street Branch2538 Willow Street Pike N, Willow Street, PA 17584Directions
Allentown area · 5
- Trexlertown Branch5605 Hamilton Blvd, Allentown, PA 18106Directions
- Emrick Boulevard2200 Emrick Blvd, Bethlehem, PA 18020Directions
- Fogelsville Branch1435 Nursery St, Fogelsville, PA 18051Directions
- Macungie Branch201 W Main St, Macungie, PA 18062Directions
- Whitehall Branch2693 MacArthur Rd, Whitehall, PA 18052Directions
Gettysburg area · 2
- Gettysburg Branch105 Chambersburg St, Gettysburg, PA 17325Directions
- Gettysburg East Branch1005 York Rd, Gettysburg, PA 17325Directions
Lebanon area · 2
- Quentin Road Branch1940 Quentin Rd, Lebanon, PA 17042Directions
- Palmyra Route 422 Branch960 E Main St, Palmyra, PA 17078Directions
Reading area · 2
- Exeter Branch4363 Perkiomen Ave, Reading, PA 19606Directions
- Sinking Spring Branch4620 Penn Ave, Sinking Spring, PA 19608Directions
Lewisburg area · 1
- Lewisburg Giant Branch224 Hardwood Dr, Lewisburg, PA 17837Directions
Williamsport area · 1
- Williamsport Branch1935 E 3rd St, Williamsport, PA 17701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.13% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.73% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 2.43% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalNet worth ratio15.13%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.73%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets2.43%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Members 1st Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.