Credit union · NCUA insured
Guthrie Community Credit Union Savings Rates
Guthrie Community Credit Union’s best savings rate is 0.95% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Guthrie Community Credit Union’s savings rates compare
Compared with banks and credit unions near Sayre, PA, where Guthrie Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Guthrie Community Credit Union
0.95%APY
- Minimum
- —
- Earns on $10,000 a year
- $95
Money Market Account
Top rate
Visions Federal Credit Union
1.00%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $100
2nd-highest rate
P&G Mehoopany Employees Federal Credit Union
1.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Guthrie Community Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.95%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0001.21%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Guthrie Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.95%APY
Average daily balance must remain $100 or more. Three free withdrawals per month permitted; additional withdrawals subject to excessive withdrawal fees. Dividends calculated via average daily balance method, compounded daily, and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99,999Minimum balance to earn APY is $0.01. Average daily balance must remain $100 or more. 3 free withdrawals per month. | 0.95% | $95 | Minimum balance to earn APY is $0.01. Average daily balance must remain $100 or more. 3 free withdrawals per month. |
| $100,000 – $249,999Minimum balance to earn APY is $100,000. Average daily balance must remain $100 or more. 3 free withdrawals per month. | 1.21% | — | Minimum balance to earn APY is $100,000. Average daily balance must remain $100 or more. 3 free withdrawals per month. |
| $250,000 – $499,999Minimum balance to earn APY is $250,000. Average daily balance must remain $100 or more. 3 free withdrawals per month. | 1.46% | — | Minimum balance to earn APY is $250,000. Average daily balance must remain $100 or more. 3 free withdrawals per month. |
| $500,000 and upMinimum balance to earn APY is $500,000. Average daily balance must remain $100 or more. 3 free withdrawals per month. | 1.71% | — | Minimum balance to earn APY is $500,000. Average daily balance must remain $100 or more. 3 free withdrawals per month. |
Sources (3)
- guthriefcu.org/accounts/money-market-accounts
- guthriefcu.org/rates-and-fees/deposit-rates
- guthriefcu.org/rates-and-fees/fee-schedule
All captured Oct 6, 2026
Prime Share Account
0.10%APY
$10.00 minimum balance required to open and avoid monthly fees. Dividends are paid quarterly. Par value is $10.00 (under par fee applies after 6 months). Membership required with $10 deposit. Federally insured up to $250,000 by NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends calculated by average daily balance method, compounded daily, and paid quarterly on calendar basis. Minimum balance to earn APY is $100.00.$100 and up | 0.10% | $10 | Dividends calculated by average daily balance method, compounded daily, and paid quarterly on calendar basis. Minimum balance to earn APY is $100.00. |
Sources (3)
- guthriefcu.org/accounts/prime-share-account
- guthriefcu.org/rates-and-fees/deposit-rates
- guthriefcu.org/rates-and-fees/fee-schedule
All captured Oct 6, 2026
Special-purpose accounts
IRA Accumulator Account
1.06%APY
Plan for retirement with tax-advantaged Traditional or Roth IRA options. Subject to terms and conditions set by the IRS.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends calculated by average daily balance method, compounded daily, and paid quarterly on calendar basis. Minimum average daily balance to earn dividends/APY is $100.00.$100 and up | 1.06% | $106 | Dividends calculated by average daily balance method, compounded daily, and paid quarterly on calendar basis. Minimum average daily balance to earn dividends/APY is $100.00. |
Sources (3)
- guthriefcu.org/accounts/saving
- guthriefcu.org/rates-and-fees/deposit-rates
- guthriefcu.org/accounts/ira-accounts
All captured Oct 6, 2026
Club Account
0.10%APY
Designed for systematic savings for vacations, taxes, holidays, or specific goals. Deposit whenever desired. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Dividends calculated by average daily balance method, compounded daily, and paid quarterly on calendar basis. Earns interest if average daily balance is $0.01 or more.Over $0 | 0.10% | $10 | Dividends calculated by average daily balance method, compounded daily, and paid quarterly on calendar basis. Earns interest if average daily balance is $0.01 or more. |
Sources (3)
- guthriefcu.org/accounts/club-accounts
- guthriefcu.org/accounts/saving
- guthriefcu.org/rates-and-fees/deposit-rates
All captured Oct 6, 2026
Who can join Guthrie Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Tompkins, Schuyler, Tioga, Chemung, or Steuben Counties in New York, or Bradford or Tioga Counties in Pennsylvania are eligible to join.
Family and household
- Immediate family members of current GCCU members are eligible to join.
Membership information collected October 5, 2026.