Credit union · NCUA insured
Horizon Federal Credit Union Savings Rates
Horizon Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Horizon Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Williamsport, PA, where Horizon Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Horizon Federal Credit Union
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $100
Horizon Saver
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
PALCO Federal Credit Union
2.58%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $258
Horizon Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Horizon Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Horizon Saver
Up to 1.00%APY
Must have Advantage, Bonus, or Rewards Checking account. Limit one account per SSN. If monthly qualifications are met, earn tiered rates; if qualifications are not met, earn the base rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Qualifications met in monthly qualification cycle | 1.00% | $100 | Qualifications met in monthly qualification cycle |
| Any balanceQualifications not met in monthly qualification cycle | 0.01% | $1 | Qualifications not met in monthly qualification cycle |
| $25,000 – $100,000Qualifications met in monthly qualification cycle | 1.50% | — | Qualifications met in monthly qualification cycle |
| $100,000 and upQualifications met in monthly qualification cycle | 3.00% | — | Qualifications met in monthly qualification cycle |
Sources (2)
All captured Sep 17, 2026
Money Market Account
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.40% | $40 |
| $50,000 – $150,000 | 0.50% | — |
| $150,001 and up | 0.65% | — |
Sources (2)
All captured Sep 17, 2026
Membership Savings Account
0.05%APY
Earn competitive rates for balances of $30 and over. Free online/mobile banking and eStatements.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.03% | — |
| Over $5,000 | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
You Name It Saver
0.03%APY
All-purpose savings account to save for multiple goals; can open multiple accounts and nickname based on designated purpose.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Share
0.10%APY
Traditional IRA savings account insured up to $250,000 by NCUA. Substantial penalty may be imposed for early withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250,000 | 0.10% | $10 |
Sources (1)
- horizonfcu.org/rates · captured Sep 17, 2026
Holiday Club
0.03%APY
Disburses in early October. Regular October disbursement is free; non-regular withdrawal fee applies.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Sources (2)
All captured Sep 17, 2026
Who can join Horizon Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.